Faith & Finance

What True Freedom Really Means


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As our nation celebrates Independence Day and marks the 250th anniversary of our founding, it’s worth pausing to thank God for the freedoms we enjoy. We have the freedom to worship, work, give, speak, serve, and live with opportunities many people around the world do not have.

Those are gifts worth receiving with gratitude.

But Scripture points us to a freedom even deeper than national liberty. For the Christian, freedom is not simply the ability to do whatever we want. It is not the removal of all restraint, and it is certainly not permission to live for ourselves.

Biblical freedom is the freedom Christ gives us from the power of sin so that we can love God and serve others.

Jesus says in John 8:36, “So if the Son sets you free, you will be free indeed.” That is the deepest freedom any person can know: freedom from condemnation, freedom from slavery to sin, and freedom from the false masters that promise life but cannot give it.

Freedom Is Something We Steward

The apostle Paul writes in Galatians 5:1, “For freedom Christ has set us free; stand firm therefore, and do not submit again to a yoke of slavery.”

But later in that same chapter, Paul helps us understand what Christian freedom is for. Galatians 5:13 says, “For you were called to freedom, brothers. Only do not use your freedom as an opportunity for the flesh, but through love serve one another.”

That is important. Freedom is not merely something we possess. It is something we steward.

Peter says it this way in 1 Peter 2:16: “Live as people who are free, not using your freedom as a cover-up for evil, but living as servants of God.”

Christian freedom is not the freedom to be ruled by worldly desires. It is the freedom to no longer be ruled by them. It is the freedom to say no to sin, no to selfishness, no to the world’s definition of the good life, and yes to God.

And that has everything to do with the way we handle money.

True Financial Freedom

True financial freedom is not measured by what we have, but by what no longer has a hold on us.

We may say we are free, but fear can still control our decisions. Comparison can still shape our spending. Comfort can still become our highest goal. Accumulation can still feel like our source of security. The desire for control can still keep our hands closed, even as God invites us to trust Him.

That is why Jesus says in Matthew 6:24, “No one can serve two masters… You cannot serve God and money.”

Money is a good tool, but a terrible master. It can be received with gratitude, managed with wisdom, and used for love of neighbor. But when it becomes our master, it distorts everything and leaves us empty.

As evangelist Billy Sunday once said, “The fellow that has no money is poor. The fellow who has nothing but money is poorer still.”

Free from the Love of Money

Hebrews 13:5 gives us a beautiful picture of financial freedom: “Keep your life free from love of money, and be content with what you have.”

Why can we live that way? Because the verse continues, “for he has said, ‘I will never leave you nor forsake you.’”

Contentment is possible because God is present. Generosity is possible because God provides. Wisdom is possible because God owns it all. And open-handed living is possible because Christ has set us free.

That does not mean financial stewardship is always easy. Many people are carrying real burdens—debt, rising expenses, medical bills, job uncertainty, or the pressure of providing for a family. But even in those places, Christ invites us into a deeper freedom: not freedom from every difficulty, but freedom from fear as our master.

We belong to the One who will never leave us or forsake us.

Living with Open Hands

So this Fourth of July weekend, let’s thank God for the freedoms we enjoy. But let’s also ask Him for a deeper freedom: the freedom to no longer be ruled by fear, greed, comparison, or control.

In Christ, we are free to love God. Free to serve our neighbor. Free to use money as a tool for His purposes. Free to live with open hands because our treasure is secure in Him.

That is the heart of everything we do here at FaithFi. We exist to help Christians see God as their ultimate treasure so they can manage God’s money God’s way.

If this message has encouraged you, we invite you to become a FaithFi Partner. When you give $35 a month or $400 a year, your support helps share biblical wisdom with millions of people through this radio broadcast, podcast, website, app, magazine, and studies. 

You can become a partner today at FaithFi.com/Give.

On Today’s Program, Rob Answers Listener Questions:
  • My wife and I are nearing retirement and planning a home addition. We have about $140,000 set aside and no debt, but we also have a HELOC available. Should we use the HELOC for the project, or would it be better to borrow against my 401(k)?
  • We’re considering moving from Indiana to Illinois. My current home is worth about $235,000, and I owe about $70,000. We found a home in a high-demand area that may sell quickly, but our house isn’t on the market yet. How can we move forward without taking on too much financial risk?
  • My mother-in-law passed away and left an estate that includes a house and retirement investments. There are several siblings, and the bank wants each sibling’s information so it can issue checks directly to us. I thought the executor was responsible for distributing assets. Why would the bank pay each sibling directly instead?
  • Resources Mentioned:
    • Faithful Steward: FaithFi’s Quarterly Magazine (Become a FaithFi Partner)
    • Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West
    • Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money
    • Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety
    • Rich Toward God: A Study on the Parable of the Rich Fool
    • Find a Certified Kingdom Advisor® (CKA)
    • FaithFi App
    • Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God’s resources.


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