Are you aware of how the pension system in Switzerland functions? Do you know what happens to the money you put into the various pillars of the system? Are you prepared for retirement?

We often fail to address these crucial questions until it’s too late.

That’s why we’re excited to introduce the new episode of our podcast. In this episode, Luba and Tonia, finance experts, dive into the Swiss pension system and explore the three pillars that make it up. Learn what each pillar provides, how much it covers, and what you can do to ensure a decent standard of living in retirement.

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New episode every second week.

In their new podcast, Luba and Tonia discuss the potential threats to the US dollar, given how it was created and became the primary currency of the world. They point out that the dollar’s dominance in international trade and its reserve currency status made it vulnerable to global economic and political developments. They highlight the growing trend of countries diversifying their reserves away from the US dollar and exploring alternatives.
While the US dollar remains the most widely used currency in the world, it is crucial to keep an eye on the potential risks and challenges that may arise in the future, a future that is potentially already present.

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New episode every second week.

In their new episode, Luba and Tonia touch on the subject of investing by looking at the right mindset to have. Everybody says that investing is painful, that investing is not interesting. And the most common argument is « I don't have time for investing ». Tonia and Luba figured that this is kind of an excuse and not having time is usually the consequence of not being served the right information in an entertaining way.

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New episode every second week.

Secret number #1: Did you know that having money sitting in the bank means you are investing? Indeed, money is something that comes and goes. There is nothing certain and no investment without risk, the only thing certain is that you will face the uncertain.

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New episode every second week.

Trust in financial institutions is at an all-time low. The recent collapse of Silicon Valley Bank and the bailout of Credit Suisse further underline this feeling. Luba and Tonia, two ex-banking executives and two ex-Credit Suisse colleagues discuss the recent crisis of one of the oldest Banks in Switzerland.

The two experts have a long history with the bank, they discuss the government and regulator’s intervention, the loss of client trust, and the measures taken to support the bank. They also examine the reasons behind Credit Suisse’s decline over the past 15 years, given that the bank did not require government support during the 2008 financial crisis.

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New episode every second week.

Auf einmal sind die Medien voll mit Headlines über die «Silicon Valley Bank» und die Börse ist im Sturzflug. Wie kann eine «Regionale Bank» die Welt so schnell in Angst und Schrecken versetzen? In dieser Sonderfolge ordnen Tonia Zimmermann und Luba Schoenig die Geschehnisse der vergangenen Tage ein und erklären dir, wie es zu diesem Bankenausfall kommen konnte und welche Folgen dies für uns hat.

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New episode every second week.

We always hear that finance seems to lack soul. In this first episode, Tonia Zimmermann and Luba Schoenig present a new way of thinking about finance in their new podcast "What your bank doesn't tell you".  Living by your values also means knowing how to manage your financial resources. Each of us is a source of knowledge and therefore, to see the desired change in the world, we must take action and become masters of our financial future.  

Ever wondered what things and secrets your bank doesn’t tell you? The financial world is due for a change.  

The first season premieres Wednesday 8th of March 2023

Learn more on umushroom.com