In today’s Finance Friday episode of Wealth Coffee Chats, we unpack a real-life scenario: a client is torn between upgrading her home or renovating and keeping the old one as an investment.

💡 Here’s what we covered:

✔️ When keeping your current home actually hurts your borrowing power

✔️ How to use equity in your PPR to buy more investment properties

✔️ Why selling CGT-free could accelerate your portfolio

✔️ What role your life stage plays in long-term property planning

👀 Spoiler: Paying off your home might feel right, but it could be slowing your progress.