Still carrying a credit card balance while your money sits in savings? That's like trying to fill a bucket with a hole in the bottom. Doug Goldstein breaks down the simple math that too many people ignore: when your debt is charging 18%, paying it off may be the best "investment" you can make. Hear the real-life story of a client torn between protecting her savings and escaping crushing interest payments—and why one smart move can create a guaranteed return no stock market can promise.