Inheriting U.S. assets while living in Israel can feel like you’ve just been handed the keys to a treasure chest… only to realize it’s locked, and the instructions are written in two different tax codes. Between cross-border rules, trust and IRA quirks, and the emotions that come with a loved one’s gift, it’s easy to feel overwhelmed. This episode shows how to turn that “Where do I even start?” feeling into a confident, step-by-step plan. You’ll discover how to bring scattered accounts under control, sidestep expensive mistakes, and use your inheritance to build lasting security.

Instead of rushing into quick decisions, you’ll learn how to slow things down, zoom out, and see the whole picture. Think of it as shifting from frantic reaction mode to calm, strategic control—so your inheritance works for you, not against you. 

Key Takeaways:

• Hit pause before making any big moves—time is your ally when managing inherited U.S. assets.
• Bring your accounts together so you can see your full financial landscape clearly.
• Learn the cross-border rules now to save yourself headaches—and money—later.

If this sounds like you, schedule a free Cross-Border Financial Evaluation to get clear on your next steps at profile-financial.com/call.

Money fights, emotional spending, and financial tension—sound familiar? It’s not just about numbers. Guest host BatSheva Goldstein, creator of FinancialDate™ Discussion Cards, steps in to explore the emotional side of money: the hidden “money scripts” shaped by childhood, culture, and family that quietly influence your financial choices. When  you're stuck in the same money argument on repeat, there's often more going on under the surface than you think.

BatSheva is joined by financial therapist and CFP® Elana Feinsmith, who shares how couples can stop clashing over cash and start communicating with clarity. From understanding each other’s money values to building a spending plan that actually feels good, this episode is packed with insights to help you make calm, confident financial decisions together.

Key Takeaways:

• Learn how your subconscious money beliefs are shaping your financial reality.
• Discover how to turn money tension into meaningful conversations.
• Use simple tools to create a spending plan that matches both your values.

View Elana’s website, Oak Financial Coaching, by clicking here. You can also ask for the “Money Script Questionnaire” by emailing her at [email protected].

Want a fun and meaningful way to spark money conversations with your partner? Get your own set of FinancialDate™ Discussion Cards at financialdate.com.

Got U.S. brokerage or IRA accounts and heirs in Israel? Then you’re juggling more than just numbers—you’re navigating cross-border taxes, family dynamics, and future expectations. This episode unpacks how to turn your inheritance plan from a source of stress into a lasting legacy filled with clarity, connection, and purpose.

Learn why silence is the real enemy of estate planning, how to start meaningful money conversations with your kids (without the awkwardness), and what simple moves can save your heirs years of confusion. It’s not just about who gets what—it’s about passing on your values with your wealth.

Key takeaways:

Having open conversations now can prevent heartache later Timing your gifts can sometimes make a bigger impact than waiting A clear plan and a few shared stories can keep your legacy—and your family—intact

Want to make sure your U.S. accounts don’t create chaos for your heirs in Israel? Check out International Inheritance Headaches—and How to Avoid Them. It’s packed with tips and strategies to help you pass on your wealth smoothly and meaningfully.

Think your U.S. brokerage account is safe? Not so fast. If you’re living in Israel and still holding accounts in the States, you might be one surprise letter away from a frozen account, a forced closure, or a tax mess you never saw coming. From estate planning nightmares to missed required minimum distributions (RMDs), the cross-border financial world is full of traps for the unprepared. But here’s the good news: with the right plan and a little foresight, you can keep your accounts running smoothly—and legally—without losing sleep.

This episode pulls back the curtain on the real risks facing Americans in Israel with U.S. accounts and lays out what smart investors are doing to stay one step ahead. Because when it comes to your money, flying blind just isn’t an option.

Key takeaways:

• Account closures can happen suddenly if your U.S. broker no longer serves clients abroad
• Cross-border couples face added challenges when estate plans don’t match international rules
• Delayed RMDs due to account restrictions can cost you thousands in penalties

Not sure if your accounts are still working for you? Get clarity with a free Cross-Border Financial Evaluation. Visit www.profile-financial.com/call to schedule yours today. Let’s see if and how we can help.

A health crisis can turn your world upside down—and if your finances aren’t in order, the stress multiplies fast. For Americans living in Israel with U.S. brokerage and IRA accounts, one unexpected illness can mean frozen accounts, legal roadblocks, and major money headaches. But here’s the good news: with a few simple steps, you can stay in control, protect your assets, and make sure your family isn’t left scrambling.

From power of attorney documents to emergency funds, this episode dives into the must-haves that every cross-border family should check off before a crisis hits. If you’re making Aliya, already living in Israel, or supporting family across borders, this could be one of the most important financial check-ins you do all year.

Key Takeaways:

Emergency funds aren’t just good advice—they’re your financial lifeline Granting account access ahead of time prevents major issues later Your estate documents aren’t set-it-and-forget-it. Review them regularly

Want a deeper look at how to protect your finances during a medical emergency?
Read Health Crisis: A Brief Financial Guide for Olim and get the steps you can take today to safeguard your money, your access, and your peace of mind.

Retirement income planning doesn’t have to feel like walking a financial tightrope. If you’re living in Israel with your investments still in the U.S., you already know the game is more complicated—exchange rates, taxes, IRAs, RMDs… it’s enough to make your head spin. But here’s the real problem: too many retirees end up guessing instead of planning. They hesitate, hold back, and miss out on the life they actually saved for.

This episode is all about cutting through the noise. No more flying blind. No more financial second-guessing. Just clear strategies to help you simplify, automate, and finally feel good about spending your money. Because retirement shouldn’t be one long stress-fest—it should be the part where you get to enjoy the ride.

Key Takeaways:

• Discover why guesswork is the biggest threat to your retirement lifestyle
• Learn how to turn your savings into a reliable, stress-free income stream
• Break free from the fear of overspending and start enjoying what you’ve built

Want to feel confident about your retirement finances? Schedule a free Cross-Border Financial Evaluation and get personal clarity on your U.S. accounts, Israeli life, and how it all fits together.

The information provided here is intended for educational purposes only and is not to be considered legal, tax, or investment advice. Securities offered through Portfolio Resources Group, Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not those of Portfolio Resources Group, Inc. or its affiliates.

Money clashes, mismatched spending styles, and prenup pressure—when couples don’t talk about finances, things can get messy fast. This episode tackles one of the most overlooked (and awkward!) relationship issues: how to talk about money without ruining the romance. Whether you're dating, getting married for the second time, or trying to merge financial lives, skipping these conversations can cost more than just cash.

Special guest Aleeza Ben Shalom—Netflix star of Jewish Matchmaking, relationship coach, and host of the Matchmaker, Matchmaker podcast—joins us to unpack what financial intimacy really means. She shares real-world insights from hundreds of couples, including why generosity reveals more about people than their cash flow, how to start the money conversation without triggering alarm bells, and why love alone isn’t a financial plan.

Key takeaways:

• Talking about money early helps couples avoid future conflict and build true financial intimacy
• Generosity, risk tolerance, and money habits say more about a person than a dating profile ever could
• Second marriages and blended families need proactive planning to protect assets and preserve trust

Want help starting the conversation? Sign up at www.financialdate.com to get your deck of Financial Date conversation cards—perfect for sparking meaningful money talks with your partner.

For more information on Aleeza Ben Shalom visit her website at marriagemindedmentor.com.

American investment accounts, you could be paying too much (or filing too late) without even realizing it. This episode breaks down how to avoid double taxation, decode the infamous “first bite” rule, and finally get your Israeli and American accountants on the same page without losing your mind.

Douglas Goldstein, CFP® teams up with Aryeh Holtz, CPA from Simple Tax, who explains what to file, when to file, and how to avoid the common traps that trip up even the most organized investors.

Key takeaways:

• Know which country gets to tax you first. It’s not as simple as it sounds.
• Don’t start with the wrong accountant or you’ll end up doing it twice.
• Tech tools can help, but real human review keeps your return airtight.
• Get your tax docs in early so you’re not filing in a frenzy.

Dive deeper: Learn more about Simple Tax or get in touch at www.simpletax.co.il or message them directly via WhatsApp through the site.

Understanding your financial goals isn't just about numbers. It's about digging into what really matters to you. This episode features special guest Mishy Harman, host of the popular Israel Story podcast, who shares how powerful storytelling can spark better conversations about money. Whether you're chatting with your spouse, your advisor, or just thinking things through on your own, learning to pause, listen, and reflect can completely change how you handle your finances.

Get ready for a fun and eye-opening take on how silence, patience, and a good question or two might be the most valuable financial tools you've been missing.

Key Takeaways:

• Listening more and talking less can help you make smarter money choices
• Your story shapes your financial goals, so don't leave it out
• Couples who understand each other’s money mindset make better decisions together

Ready to talk about your story and your money? Schedule your free Cross-Border Financial Evaluation at profile-financial.com/call.

Buying a home in Israel isn’t just about bricks and mortar. For many people, it’s tied to big dreams like starting fresh in a new country or creating a stronger connection to the land of Israel. But navigating the Israeli real estate market? That part can be overwhelming.

Doug Goldstein teams up with Debbie Goldfischer, Founder and CEO of Buyitinisrael.com and host of the popular podcast On The House, to break it all down. She knows the ins and outs of buying property here and shared insights that every English-speaking buyer should hear before diving in. Whether someone is planning Aliya, investing from abroad, or searching for a permanent place to land, these are the things that matter most.

A picture-perfect apartment... or a walk-through reality?

Buying off-plan is tempting. The designs look sleek, the buildings are modern, and the perks can sound amazing. But what someone sees in a brochure doesn’t always match reality. With second-hand homes, it's a different story. A buyer can walk in, check the lighting, meet a neighbor, and feel the space in real time. That kind of clarity is hard to beat.

Off-plan deals come with variables that might surprise first-time buyers. Construction delays happen. Prices can shift due to rising material costs, which in Israel are tracked by the construction index. It's not just theory. It can directly affect the price tag. The good news? Some developers cap this cost or remove it altogether. It's worth asking.

Playing the long game

If someone isn't planning to move right away, buying off-plan might make a lot of sense. Developers usually offer payment plans in stages, making it easier on the wallet. Plus, early buyers often get to choose layouts, finishes, and upgrades, which can be both fun and practical.

New homes also meet today’s building standards. Think energy efficiency, stronger safety features, and built-in shelters. Over time, those benefits add up. Still, second-hand homes have one big edge, they’re in neighborhoods that are already up and running. Schools, grocery stores, synagogues, and public transportation are all in place. That convenience matters, especially for families.

To rent or to buy?

Many people wonder if they should just rent. Debbie had strong thoughts here. Renting in Israel can work, but the market is still catching up. Tenant protections are weaker than in other countries, and year-to-year leases don’t offer much stability.

Renting short-term can be smart for someone still figuring out where to live. But Debbie's advice was clear. Don’t rent in a neighborhood that you wouldn’t be able to buy in. Otherwise, you might get attached to a place you can’t afford later on. Some buyers choose to own a property in a different neighborhood as a way to build equity, even if the family is not living there yet. That way, they’re at least on the property ladder.

Note: This is for educational purposes only and does not provide financial, legal, or tax advice. Please speak with a qualified professional about your specific situation.

If you’re thinking of using your U.S. investment account to fund an Israeli property purchase, make sure you speak with a licensed financial professional. Schedule your free Cross-Border Financial Evaluation now at www.profile-financial.com/callto see how we can help provide tailored advice to your U.S. accounts and Israeli goals.