
Sign up to save your podcasts
Or


Tired of living paycheck to paycheck—and one money bomb away from chaos? Let’s fix that.
In this episode of the Female Finance Collective podcast, we’re talking about the real reason it feels impossible to get ahead: money bombs. Those unexpected (but actually predictable) expenses that throw off your entire budget and send you right back to square one.
Meri-Li and Jen share personal stories, simple shifts, and smart strategies to break the paycheck-to-paycheck cycle—for good. This episode is packed with practical advice for planning ahead, calming financial stress, and taking control of your money.
📉 Free Debt Calculator
Start your payoff plan today with our Snowball Debt Calculator:
https://ffc.webinarninja.com/automated-webinars/23119/register
Join the $5 Debt Payoff Power Circle
Get support, weekly calls, a group chat, and real accountability:
www.skool.com/female-finance-collective/about
Let’s Hear from You!
Do you have questions or ideas? Connect with us!
Instagram: @femalefinance.collective
Facebook, YouTube, Pinterest: Female Finance Collective
⏱ Timestamps
00:00 – Meet your hosts: Jen, Meri-Li & Sybil
00:57 – What it’s like to live paycheck to paycheck
01:52 – The “money bomb” moment we all dread
02:55 – What most people miss in their budgets
04:14 – The surprising expenses you can plan for
06:02 – Real-life examples: dogs, kids, and unexpected bills
07:29 – How to prep for holidays and vacations
08:35 – Using separate accounts to calm your financial brain
09:45 – Emergency fund vs. predictable costs
11:02 – Taxes and entrepreneurship: how to plan ahead
13:26 – One smart tip you’ve probably never done
14:26 – The mindset shift that changes everything
15:46 – Let’s move forward: planning, not panicking
*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.
By Sybil Hall, Jen Sullivan, and Meri-Li ForrestTired of living paycheck to paycheck—and one money bomb away from chaos? Let’s fix that.
In this episode of the Female Finance Collective podcast, we’re talking about the real reason it feels impossible to get ahead: money bombs. Those unexpected (but actually predictable) expenses that throw off your entire budget and send you right back to square one.
Meri-Li and Jen share personal stories, simple shifts, and smart strategies to break the paycheck-to-paycheck cycle—for good. This episode is packed with practical advice for planning ahead, calming financial stress, and taking control of your money.
📉 Free Debt Calculator
Start your payoff plan today with our Snowball Debt Calculator:
https://ffc.webinarninja.com/automated-webinars/23119/register
Join the $5 Debt Payoff Power Circle
Get support, weekly calls, a group chat, and real accountability:
www.skool.com/female-finance-collective/about
Let’s Hear from You!
Do you have questions or ideas? Connect with us!
Instagram: @femalefinance.collective
Facebook, YouTube, Pinterest: Female Finance Collective
⏱ Timestamps
00:00 – Meet your hosts: Jen, Meri-Li & Sybil
00:57 – What it’s like to live paycheck to paycheck
01:52 – The “money bomb” moment we all dread
02:55 – What most people miss in their budgets
04:14 – The surprising expenses you can plan for
06:02 – Real-life examples: dogs, kids, and unexpected bills
07:29 – How to prep for holidays and vacations
08:35 – Using separate accounts to calm your financial brain
09:45 – Emergency fund vs. predictable costs
11:02 – Taxes and entrepreneurship: how to plan ahead
13:26 – One smart tip you’ve probably never done
14:26 – The mindset shift that changes everything
15:46 – Let’s move forward: planning, not panicking
*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.