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When Smart People Get Dumb Insurance
It’s open enrollment chaos and Dennis and Stephanie are in rare form—part parenting therapy (“kids = feral”), part insurance intervention. They roast the industry’s favorite hobby—feelings masquerading as facts—then walk through why “coverage vs. cost” isn’t a slogan, it’s survival. Restaurants learn why a sewer backup can be a $20k cleanup, GCs learn “products-completed” isn’t optional, and everyone learns how to handle the classic “tree limb smashed my tenant’s car” drama without turning a question into a claim. Come for the sarcasm, stay for the free advice your broker should’ve given you.
Chapters
00:00:00 – Feral Season: Kids, cameras, and chaos
00:02:06 – Veterans event takeaway: smart people, wrong insurance
00:03:13 – Feelings vs. facts (HR edition)
00:06:09 – “You don’t know what you don’t know” (and that’s pricey)
00:08:14 – The mantra: Coverage over cost
00:09:17 – Wing shop, big mop: the $20k sewer-backup story
00:12:22 – Environmental “uh-ohs” and greasy what-ifs
00:13:30 – How much to add backup coverage? (Math that actually maths)
00:16:16 – When agents say “no”: drawing the line on bad risk
00:17:12 – Dear builders: products-completed is not a suggestion
00:18:27 – Why carriers ghost risk-takers (defense bills say hi)
00:22:26 – Order-taker vs. advisor: interviewing your agent (and vice versa)
00:25:08 – Tree limb vs. tenant’s car: who files the claim?
00:30:00 – Open enrollment vibes: not bad, just… different
00:31:08 – Housekeeping: subs, comments, and apple-juice confessions
Email: [email protected]
Facebook: https://www.facebook.com/InsuranceGoneWild
Get a Quote!
Panatela Group: https://panatelagroup.com/
Call: 817-753-0093
View all episodes
By Insurance Gone WildIt’s open enrollment chaos and Dennis and Stephanie are in rare form—part parenting therapy (“kids = feral”), part insurance intervention. They roast the industry’s favorite hobby—feelings masquerading as facts—then walk through why “coverage vs. cost” isn’t a slogan, it’s survival. Restaurants learn why a sewer backup can be a $20k cleanup, GCs learn “products-completed” isn’t optional, and everyone learns how to handle the classic “tree limb smashed my tenant’s car” drama without turning a question into a claim. Come for the sarcasm, stay for the free advice your broker should’ve given you.
Chapters
00:00:00 – Feral Season: Kids, cameras, and chaos
00:02:06 – Veterans event takeaway: smart people, wrong insurance
00:03:13 – Feelings vs. facts (HR edition)
00:06:09 – “You don’t know what you don’t know” (and that’s pricey)
00:08:14 – The mantra: Coverage over cost
00:09:17 – Wing shop, big mop: the $20k sewer-backup story
00:12:22 – Environmental “uh-ohs” and greasy what-ifs
00:13:30 – How much to add backup coverage? (Math that actually maths)
00:16:16 – When agents say “no”: drawing the line on bad risk
00:17:12 – Dear builders: products-completed is not a suggestion
00:18:27 – Why carriers ghost risk-takers (defense bills say hi)
00:22:26 – Order-taker vs. advisor: interviewing your agent (and vice versa)
00:25:08 – Tree limb vs. tenant’s car: who files the claim?
00:30:00 – Open enrollment vibes: not bad, just… different
00:31:08 – Housekeeping: subs, comments, and apple-juice confessions
Email: [email protected]
Facebook: https://www.facebook.com/InsuranceGoneWild
Get a Quote!
Panatela Group: https://panatelagroup.com/
Call: 817-753-0093