In a jam-packed episode, we meet a wannabe homeowner who found out the hard way what happens when clauses designed to protect you as a buyer backfire; learn how to choose a lawyer with the Real Estate Authority's Phirak Appleton; get to grips with contracts and negotiating with your bank, with Stuff business editor Susan Edmunds; and chat to a new homeowner who discovered complications that can make it difficult to buy an apartment.

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