Earlier this year we shared a post about The "Ostrich effect", which refers to the psychological tendency to avoid negative financial information by simply ignoring it (referring to how an ostrich sticks its head in the sand when it senses danger, thinking that this will prevent it from getting hurt).

If thinking about your retirement planning process fills you with a feeling of anxiety, you might try to avoid it altogether.

And while this behavior is understandable, it isn't exactly IDEAL for your present and your future self.

So, let's focus on helping you understand where to START when thinking about retirement and your income. Here are five step-by-step instructions for you to take to help you overcome that overwhelming feeling you might get when you think about your retirement planning process