After The Paycheck

By Rubino & Liang Wealth Partners

What's After The Paycheck about?

After The Paycheck is an informational & educational series that explores a wide range of topics aimed at helping people to and through their retirement. Presented by Rubino & Liang Wealth Partners

Download our free app to listen on your phone

After The Paycheck episodes:

05.19.2021
Old 401(k) Options - The Pros & Cons of Each
Ryan and Adam discuss the options you have with old retirement accounts and what are some factors you may want to consider before making the choice that is best for you.
05.07.2021
The Role Dividend Paying Stocks Play In Your Retirement Portfolios
Do dividend-paying stocks still play a role in retiree portfolios today? In this episode, John & Adam discuss the cause-and-effect relationship dividend-paying stocks can have on your income in retirement.
04.17.2021
Missteps That Could Be Costing You Thousands in Retirement Drawdown Income
Sam and Adam discuss five tips for making a retirement income drawdown strategy, and also discuss other factors you need to consider, including: - Your marital status - Your savings - Your life expectancy - The kinds of retirement accounts you have - What you...
04.15.2021
Myths Of Conventional Financial Wisdom
In this episode Ryan and Adam cover five common phrases/rules of thumb often repeated on the topic of retirement planning, and explore reasons why/when that phrase may or may NOT be a great fit for your retirement planning situation: Your Current...
04.01.2021
Three Unexpected Challenges You May Face Heading In To Retirement
You may have heard this before, but if you think your retirement situation will be similar to that of your grandparents or parents, you may be in for a rude awakening. In this episode, Sam and Adam discuss: - WHAT these challenges...
03.14.2021
Should Bonds Still Play A Role In Your Retirement Plan?
Since the evolution of the modern retirement plan, bonds have been used as a way to diversify portfolios, generate income, and preserve capital. The bond market is sometimes even used as a capital appreciation tool. But with interest rates...
02.22.2021
Healthcare Options In Retirement
One of the major considerations you'll need to take into account in retirement is figuring out your health insurance options. Health insurance has become a very confusing topic of discussion, even for those who ARE still working. But if...
01.24.2021
You've Recently Inherited Money, Now What Should You Do?
If you’ve recently inherited money, you might be feeling a lot of emotions. Losing a loved one is hard, and you need time to process the loss of your loved one, but an inheritance can improve your financial situation, help offer...
12.08.2020
How Tax Planning Today Could Help Maximize Your Income In Retirement
When over 250 recent retirees were asked, in terms of expenses, what the biggest surprise was in retirement, do you know what the number one answer was? Taxes. While respondents overestimated the costs of healthcare in retirement, they tended to underestimate the...
11.17.2020
Where To Start When Thinking About Your Retirement Income
Earlier this year we shared a post about The "Ostrich effect", which refers to the psychological tendency to avoid negative financial information by simply ignoring it (referring to how an ostrich sticks its head in the sand when it senses...
11.10.2020
6 Financial Actions To Take Before The End of 2020
If you feel like someone took 2020 and tossed it in a blender, pressed start, and threw everything into chaos, you’re not alone. You’ve likely experienced many canceled plans, work adjustments, complicated family decisions, and (as if that weren’t enough) some...
10.26.2020
Unexpected Risks To Your Retirement Plan
What comes to mind when you imagine something wiping out your retirement savings? A personal tragedy? A natural disaster? Maybe a recession? There’s no doubt that these events could significantly impact your portfolio, but they are largely out of your control....
10.19.2020
Why Your Retirement Portfolio Needs To Change In Retirement
What’s your goal, financially speaking, for retirement? Most likely, its to make sure you have enough money to last through your years in retirement while living the lifestyle you planned for. It sounds pretty straightforward, right? Where it gets complicated is negotiating...
10.06.2020
What Happens If You Retire Right Before A(nother) Market Crash?
Imagine this scenario; you've worked your entire life, but you're ready to retire. So you retire with what you think is the perfect portfolio to get you through your retirement, but then the market takes an unexpected turn. What COULD...
09.28.2020
Thinking You Should Delay Your Retirement Date? Consider This...
Has {motions at everything happening in the world right now} have you thinking about pushing back your ideal retirement date? If so, you aren't alone, people are feeling less confident now about how much they are saving for retirement, (Only 46%...
08.25.2020
Should You Take Social Security Early?
What are some scenarios where a person would want to start taking social security benefits before full retirement age? In this episode of After The Paycheck, John and Adam cover: - three scenarios in which a person may want to claim...
08.18.2020
How Your Retirement Plan Could Benefit From Charitable Donations
Donor Advised Funds and Qualified Charitable Distributions are two ways that you can maximize your philanthropic impact, while benefiting from tax advantages that may help you in your retirement planning process. Who would benefit from creating a DAF or a QCD?...
08.04.2020
Choosing Your Distribution Method in Retirement
Have you considered these factors to understand how much you'll need in retirement: How long will you be retired for? (Are you planning to retire at 60, and live to age 80? What happens if you make to 81, 82...83???) What are...
07.28.2020
How Different Markets May Have An Effect on Your Retirement Accounts
Why are there different "markets" discussed in the news, and how do they pertain to people's ACTUAL retirement accounts? What does it mean for you today if you are: - in cash - left your portfolio alone or if you went...
07.21.2020
Navigating Job Loss When Close To Retirement
In this episode of after the paycheck, John Conley and Adam discuss a few hypothetical situations and what to do if you are in one of these situations: - You HAVE been let go from your job and were planning...
04.14.2020
Withdrawing From Retirement Accounts In A Bear Market
What To Watch Our For When Withdrawing From Retirement Accounts In A Bear Market In this episode of After The Paycheck, Adam speaks (remotely) with Sam Liang to discuss how the current market volatility may be effecting your retirement accounts -...
03.30.2020
Organizing Your Retirement Accounts To Help Probability of Success in Retirement
In this episode of After The Paycheck, Adam speaks with John Conley to discuss how financial advisors calculate a person’s “probability of success” in retirement (how likely they are to make it through their retirement situation without running out of...

What's After The Paycheck about?

Download our free app to listen on your phone

After The Paycheck episodes:

Old 401(k) Options - The Pros & Cons of Each

The Role Dividend Paying Stocks Play In Your Retirement Portfolios

Missteps That Could Be Costing You Thousands in Retirement Drawdown Income

Myths Of Conventional Financial Wisdom

Three Unexpected Challenges You May Face Heading In To Retirement

Should Bonds Still Play A Role In Your Retirement Plan?

Healthcare Options In Retirement

You've Recently Inherited Money, Now What Should You Do?

How Tax Planning Today Could Help Maximize Your Income In Retirement

Where To Start When Thinking About Your Retirement Income

6 Financial Actions To Take Before The End of 2020

Unexpected Risks To Your Retirement Plan

Why Your Retirement Portfolio Needs To Change In Retirement

What Happens If You Retire Right Before A(nother) Market Crash?

Thinking You Should Delay Your Retirement Date? Consider This...

Should You Take Social Security Early?

How Your Retirement Plan Could Benefit From Charitable Donations

Choosing Your Distribution Method in Retirement

How Different Markets May Have An Effect on Your Retirement Accounts

Navigating Job Loss When Close To Retirement

Withdrawing From Retirement Accounts In A Bear Market

Organizing Your Retirement Accounts To Help Probability of Success in Retirement