🥃NEW EPISODE🥃 Ep. 30 

Welcome to Episode 30 of Whiskey w/ An Agent!  In this episode, Jared and Chris will discuss a variety of topics ranging from Real Estate Taxes and what you should know, What is a Cap Rate and the importance of it for commercial real estate, and some History on where and how Real Estate got started. All of this and more, right now, on Episode 30 of Whiskey With An Agent!  

Jared Allison -  @jdafloridahomes   

Chris Neun - The Neun Group  

#taxes #realestate #realtor #home #realestateagent #firsttimehomebuyer #refinance #newhome #investment #househunting #property #finance #loanofficer #creditscore #mortgagelender #creditrepair #loans #homeloans #credit #dreamhome #broker #business #money #forsale #homebuyers #mortgagerates #financialfreedom #homeloan #volusiacountyBe sure to give us a thumbs up if you found this video helpful and as always, subscribe to our channel so you don't miss out when we post new videos.

FICO credit scores are very very important and sometimes it's hard to know exactly. In this episode, we are going to discuss ways that you can raise your credit score! Also, on the flip side, it's just as important to know what will lower your credit score as well! 

What accounts for your Credit history:

Payment History: 35%

Credit Utilization: 30%

Length of Credit History: 15%

Credit Mix: 10%

New Credit: 10%

What credit scores do you currently need to qualify for mortgage loans? 

Conventional: 620-640

FHA Loans: 580-620

VA Loans: No min credit score requirement, but they typically like to see 620+

USDA Loans: 640

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Listing or Buying a home in today's Real Estate Market can be quite a task! Check out this show where we discuss some do's and don'ts for this year!

Homestead exemptions are pretty easy to get. Whether you are a first time home buyer or have purchased a home already, you want to make sure your homestead Exemption is active. It can reduce your taxable value up to $50,000 and sometimes more! 

Figuring out what you CAN and can NOT deduct on your federal taxes can be a daunting task. In this episode I discuss some of the Real Estate deductible items you can use for your 2022 Federal Taxes.

Remember though, we are here to give you good information, but you should always consult with a Tax Advisor. 

#taxes #realestate #realtor #home #realestateagent #firsttimehomebuyer #refinance #newhome #investment #househunting #property #finance #loanofficer #creditscore #mortgagelender #creditrepair #loans #homeloans #credit #dreamhome #broker #business #money #forsale #homebuyers #mortgagerates #financialfreedom #homeloan #2022taxes #realestate #homesteadexemption #volusiacounty 

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For the video version check us out on Facebook and YouTube.

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Whether you are Buying or Selling a home, there's still many tasks to complete even after you close on your new home. New Keys, Transferring Utilities, File for Homestead, Change address, and much more!

Did you know you can email us now? [email protected]

For the video version check us out on Facebook and YouTube.

#realestate #mortgage #creditscore #drinkwhiskey #whiskeywithanagent #letshavesomefun #podcast #whiskey #whatyoudrinking #bourbon #bourbonwhiskeylover #bourbonwhiskey #realestate #realtor #realestateagent #whiskeylife #realtorlife #livepodcast #podcast

Lending for homes has become a hot topic as of late! Interest rates are rising and home prices aren't budging. Tonight, we break down misconceptions, lending requirements, special programs, the market, interest rates and more.

Special Guest with us tonight is @MyMortgageGuyGreg

Show is being broadcast live from @LegacyLiquorsLongwood

Did you know you can email us now? [email protected]

For the video version check us out on Facebook and YouTube.

#realestate #mortgage #creditscore #drinkwhiskey #whiskeywithanagent #letshavesomefun #podcast #whiskey #whatyoudrinking #bourbon #bourbonwhiskeylover #bourbonwhiskey #realestate #realtor #realestateagent #whiskeylife #realtorlife #livepodcast #podcast

Jared goes on a Rant about Real Estate Legality issues! The real estate market has been dramatically changing this year. With mortgage rates continuing to climb, home sales are slowing!   Home prices are also showing signs of decreasing.   

Did you know you can email us now? [email protected]

For the video version check us out on Facebook and YouTube.

#realestate #mortgage #creditscore #drinkwhiskey #whiskeywithanagent #letshavesomefun #podcast #whiskey #whatyoudrinking #bourbon #bourbonwhiskeylover #bourbonwhiskey #realestate #realtor #realestateagent #whiskeylife #realtorlife #livepodcast #podcast

How does an act of God or force majeure, such as a hurricane, affect real estate? We'll also be talking about things to do to ensure you are ready when the hurricane hits!   

Did you know you can email us now? [email protected]

For the video version check us out on Facebook and YouTube.

#realestate #mortgage #creditscore #drinkwhiskey #whiskeywithanagent #letshavesomefun #podcast #whiskey #whatyoudrinking #bourbon #bourbonwhiskeylover #bourbonwhiskey #realestate #realtor #realestateagent #whiskeylife #realtorlife #livepodcast #podcast

Getting Loans can be an daunting and invasive task. Tonight, Jared & Chris talk about different types of Debt, Credit Scores, and how to figure out your Debt to Income Ratio. Of course, we'll be sipping on some whiskey! What will you be drinking?? 

Did you know you can email us now? [email protected]

For the video version check us out on Facebook and YouTube.

#Whiskey #ComingUp #StayTuned #OnTheNextEpisode #Bourbon #Irish #LetsGo #RealEstate #RealEstateNews #WWAA #WhiskeyWithAnAgent #whatyoudrinking #bourbonwhiskeylover #bourbonwhiskey #realtor #realestateagent #whiskeylife #realtorlife #livepodcast #podcast #mortgage #creditscore #drinkwhiskey #whiskeywithanagent #letshavesomefun