Who Gives a Flip

A weak rehab budget can derail your real estate investment before construction even begins. Ryan Blake and Jared Sandler break down the commonly overlooked costs that can wreck a deal—from demolition, dumpsters, and appliances to HVAC, roofing, foundation repairs, landscaping, and contingency funds.

Learn why you should never submit a contractor’s estimate without reviewing it, how a detailed scope of work can support your property’s after-repair value (ARV), and why adding a little cushion now could save you from paying thousands out of pocket later.

Whether you’re planning a fix-and-flip or renovating a rental property, this episode will help you build a stronger, more realistic rehab budget—and avoid learning these lessons the expensive way.

 In this road edition of Who Gives a Flip, Ryan Blake and Jared Sandler talk about why honest, upfront communication between borrowers and lenders matters so much in real estate investing. From comparing term sheets to asking why certain requirements exist, they explain how open conversations can lead to better solutions, stronger relationships, and even changes that improve the borrower experience. They also cover why the cheapest option is not always the best option, and why a good lender should be willing to tell you when another route makes more sense for your deal. 

In this episode of Who Gives a Flip?, Jared Sandler and Ryan Blake break down the different loan products available to real estate investors and how to think through which option may fit your next deal.

They discuss Longhorn Investments’ core loan programs, including 100% loan-to-cost financing, lower-rate options for borrowers who bring money down, new construction loans, and DSCR loans for long-term rental investors. Along the way, Jared and Ryan explain key concepts like loan-to-cost, loan-to-value, ARV, debt service coverage ratio, and why flexibility matters as investors grow.

Whether you are working on your first flip, scaling into multiple projects, considering new construction, or planning to hold rentals long term, this episode offers a practical look at how different financing options can support different investing strategies.

In this episode of Who Gives a Flip?, Jared Sandler and Ryan Blake flip the script from borrower horror stories to borrower success stories.

They share real examples of investors who are doing things the right way: a first-time flipper who exceeded expectations on resale, a new borrower who chose patience over overextending, an investor who used real estate to leave his W-2 job, and a borrower who understands the value of building a relationship with his lender.

From smart pacing to strong communication, this episode highlights what successful borrowers do differently and why the right mindset can make all the difference in real estate investing.

In Episode 3 of Who Gives A Flip, Jared Sandler and Ryan Blake break down the exact phrases that instantly signal a real estate investor is set up for success. From “I want to start small and do it right” to “Can you help me run the numbers?”—they dive into the mindset, preparation, and habits that separate confident investors from costly mistakes.

You’ll hear why understanding appraisals matters, how the right contractor can make or break a deal, and why asking questions is one of the strongest indicators of long-term success. Plus, a behind-the-scenes look at what makes Longhorn borrowers stand out—and keep coming back.

Whether you're brand new or scaling your portfolio, this episode is packed with insights on what it really means to “get it” in real estate investing.

In Episode 2 of Who Gives a Flip, Jared Sandler and Ryan Blake break down the real financing options real-estate investors actually use — and when each one makes sense. From all-cash purchases and conventional loans to hard money and creative strategies like subject-to, novations, and owner financing, this episode cuts through the stigma and explains how smart investors choose the right capital for the right deal.

Along the way, Jared and Ryan explain why speed matters, how to think about ROI, when not to use hard money, and why the best lenders act as consultants, not transaction machines. Whether you’re new to investing or scaling your portfolio, this episode helps you make informed financing decisions without emotion — and without regret.

In the debut episode of Who Gives a Flip, hard money loan officers Jared Sandler and Ryan Blake kick things off with a draft-style breakdown of the most important traits successful real-estate investors share. From knowing your numbers and building the right team to removing emotion from deals and practicing before you buy, this episode delivers practical, real-world advice designed to help investors avoid costly mistakes and maximize profits.  Whether you’re tackling your first flip or scaling your portfolio, this episode sets the foundation for long-term investing success.