Get Your House In Order

Whose Financial Plan Are You Living? | #48


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What if the biggest mistake in your financial plan is that it was designed for someone else's life? In this episode of Get Your House in Order, host Elke Rubach welcomes Scott Barnes, Certified Financial Planner and Senior Advisor to Childfree Trust, for a thoughtful conversation about why traditional financial planning often overlooks one of the fastest-growing demographics: adults who are child-free. Together, they explore how meaningful financial planning begins with understanding your values, goals, and vision—not outdated assumptions about marriage, children, and legacy. Whether you've chosen not to have children, life took you on a different path, or you're simply questioning conventional financial advice, this episode offers practical guidance on creating a plan that's as unique as your life.

In This Episode:

  • Why financial planning should start with your life—not a template
  • The unique planning needs of child-free individuals and couples
  • How to prepare for retirement, healthcare, and long-term care without relying on children
  • The importance of powers of attorney, estate planning, and intentional decision-making
  • Why great advisors ask better questions instead of making assumptions

Your financial future shouldn't be built on society's expectations—it should reflect your own values, priorities, and definition of success. Because the best financial plan isn't the one everyone else follows—it's the one that's built for you.

Connect with Scott Barnes LinkedIn: https://www.linkedin.com/in/scott-barnes-cfp/ Childfree Wealth: https://childfreewealth.com

Connect with Elke Rubach Website: https://www.elkerubach.com LinkedIn: https://www.linkedin.com/in/elkerubach/

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Get Your House In OrderBy Elke Rubach