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Many construction owners scale revenue—but never scale their take-home pay.
In this episode of Finance at the Jobsite, host Rishi Srivastava sits down with Patrick Shurney, former commercial banker turned Millionaire Contractor Coach, who has reviewed 10,000+ financial statements and approved $2B+ in construction loans.
Patrick breaks down why contractors doing $5M–$50M+ in revenue often earn less than their foremen—and how focusing on the wrong numbers quietly destroys cash flow, profit, and peace of mind.
You’ll learn:
The 7 financial numbers every contractor must know (and why most don’t)
Why gross profit margin, not revenue growth, is the biggest income lever
How shaving just a few days off accounts receivable can unlock six figures in cash
Why companies can be “profitable” on paper but broke in reality
How to become bankable, bondable, and capital-ready
What changes can realistically happen in 30, 90, and 180 days
The mindset shift required to move from operator → CEO
📊 Supporting Resources Mentioned in This Episode:
7 Numbers Industry Benchmarks:
https://go.3pcllc.com/the-7-numbers-industry-comparison
Accounts Receivable (A/R) Turnover Calculator:
https://docs.google.com/spreadsheets/d/1AeP5NHp8BaTBWRhF-0LnEciXsEYYs-s5Fs7Ffh35CHU/edit
Patrick also explains why finance should be simple, how to build a one-page financial blueprint, and why construction remains one of the most reliable paths to real wealth—even in an AI-driven economy.
🎧 If you’re a contractor, CFO, or construction leader tired of working harder while earning less, this episode is a must-listen.
📩 Subscribe to the Finance at the Jobsite newsletter for more real conversations on construction finance, cash flow, and operations:
👉 https://beiinghuman.com/newsletter-signup
#FinanceAtTheJobsite #ConstructionFinance #ContractorLife #CashFlow #ConstructionCFO #GrossMargin #ConstructionBusiness #ConTech #Jobsite #ConstructionLeadership
By Rishi SrivastavaMany construction owners scale revenue—but never scale their take-home pay.
In this episode of Finance at the Jobsite, host Rishi Srivastava sits down with Patrick Shurney, former commercial banker turned Millionaire Contractor Coach, who has reviewed 10,000+ financial statements and approved $2B+ in construction loans.
Patrick breaks down why contractors doing $5M–$50M+ in revenue often earn less than their foremen—and how focusing on the wrong numbers quietly destroys cash flow, profit, and peace of mind.
You’ll learn:
The 7 financial numbers every contractor must know (and why most don’t)
Why gross profit margin, not revenue growth, is the biggest income lever
How shaving just a few days off accounts receivable can unlock six figures in cash
Why companies can be “profitable” on paper but broke in reality
How to become bankable, bondable, and capital-ready
What changes can realistically happen in 30, 90, and 180 days
The mindset shift required to move from operator → CEO
📊 Supporting Resources Mentioned in This Episode:
7 Numbers Industry Benchmarks:
https://go.3pcllc.com/the-7-numbers-industry-comparison
Accounts Receivable (A/R) Turnover Calculator:
https://docs.google.com/spreadsheets/d/1AeP5NHp8BaTBWRhF-0LnEciXsEYYs-s5Fs7Ffh35CHU/edit
Patrick also explains why finance should be simple, how to build a one-page financial blueprint, and why construction remains one of the most reliable paths to real wealth—even in an AI-driven economy.
🎧 If you’re a contractor, CFO, or construction leader tired of working harder while earning less, this episode is a must-listen.
📩 Subscribe to the Finance at the Jobsite newsletter for more real conversations on construction finance, cash flow, and operations:
👉 https://beiinghuman.com/newsletter-signup
#FinanceAtTheJobsite #ConstructionFinance #ContractorLife #CashFlow #ConstructionCFO #GrossMargin #ConstructionBusiness #ConTech #Jobsite #ConstructionLeadership