Finance at the Jobsite

Why $20M Contractors Still Feel Broke — The 7 Numbers That Actually Matter


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Many construction owners scale revenue—but never scale their take-home pay.

In this episode of Finance at the Jobsite, host Rishi Srivastava sits down with Patrick Shurney, former commercial banker turned Millionaire Contractor Coach, who has reviewed 10,000+ financial statements and approved $2B+ in construction loans.

Patrick breaks down why contractors doing $5M–$50M+ in revenue often earn less than their foremen—and how focusing on the wrong numbers quietly destroys cash flow, profit, and peace of mind.

You’ll learn:

  • The 7 financial numbers every contractor must know (and why most don’t)

  • Why gross profit margin, not revenue growth, is the biggest income lever

  • How shaving just a few days off accounts receivable can unlock six figures in cash

  • Why companies can be “profitable” on paper but broke in reality

  • How to become bankable, bondable, and capital-ready

  • What changes can realistically happen in 30, 90, and 180 days

  • The mindset shift required to move from operator → CEO

📊 Supporting Resources Mentioned in This Episode:

  • 7 Numbers Industry Benchmarks:
    https://go.3pcllc.com/the-7-numbers-industry-comparison

  • Accounts Receivable (A/R) Turnover Calculator:
    https://docs.google.com/spreadsheets/d/1AeP5NHp8BaTBWRhF-0LnEciXsEYYs-s5Fs7Ffh35CHU/edit

Patrick also explains why finance should be simple, how to build a one-page financial blueprint, and why construction remains one of the most reliable paths to real wealth—even in an AI-driven economy.

🎧 If you’re a contractor, CFO, or construction leader tired of working harder while earning less, this episode is a must-listen.

📩 Subscribe to the Finance at the Jobsite newsletter for more real conversations on construction finance, cash flow, and operations:
👉 https://beiinghuman.com/newsletter-signup

#FinanceAtTheJobsite #ConstructionFinance #ContractorLife #CashFlow #ConstructionCFO #GrossMargin #ConstructionBusiness #ConTech #Jobsite #ConstructionLeadership

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Finance at the JobsiteBy Rishi Srivastava