Talking about money makes a lot of people uncomfortable, and here in the United States it’s often treated like a topic that’s better left alone. So today I'm talking about it! Why do so many Americans hate discussing their finances, and why can that silence create bigger problems than the money issues themselves?

Using survey data from Bankrate, I break down just how comfortable people are discussing topics like salary, debt, and bank account balances with friends and family, and how those attitudes change across generations from baby boomers to Gen Z. I also explore how money conversations differ between men and women and why younger generations seem more open about financial struggles and goals.

Most importantly, I share some practical ways to overcome the discomfort, including getting to the root of your money mindset, communicating more openly with the people who matter most, and realizing you’re far from alone in the challenges you face with money. Let’s get to it!