Being weird with money is the smartest thing you can do, to get financial freedom.

Most of us are following the same money playbook, and it’s not working.

Around 30% of New Zealanders don't have $1,000 in savings, and over 60% couldn't cover a real emergency.

Frances Cook, financial journalist and host of Making Cents, shares exactly how embracing "weird" money habits helped her build financial freedom, and how you can do the same.

In this episode:

• Why the standard approach to money keeps so many of us stuck, and what to do instead
• The hedonic treadmill: the psychology trick that's draining your wallet
• How to figure out what actually makes you happy (it's probably cheaper than you think)
• The secondhand challenge that changed Frances's finances
• Why a cheaper daily life and big one-off experiences beats an expensive lifestyle every time
• How to stop spending on what other people want, and start spending on what YOU want

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Production and video editing by Lana Byrne

Audio engineering by Tash Chittock

Filmed by Fanaticals