Why are insurance rates skyrocketing, and how can homeowners and buyers make the smartest decisions? In this episode, Jeff Sutherlin and Chase Waldren sit down with Lindsay Quigley Sapanaro, a top State Farm agent in Tempe, Arizona, to break down the myths and realities of home and auto insurance. Lindsay shares insider insights on what actually determines your rates, why Arizona’s market is changing, and how to make sure you’re properly covered. Whether you're buying a home, looking for better coverage, or just want to protect your assets, this episode is packed with must-know insurance tips!

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