The Finology Podcast

Why Most People Choose the Wrong Term Plan, And How You Won’t


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You’re about to get absolute clarity on the best term insurance plans for 2026.

In this episode, you’ll see how a strict, research-driven process filters 21 insurers down to the ones that can actually protect your family decades from now.

You’ll walk through the 4 filters that matter most:

  • Claim Settlement Ratio (4-year average)
  • Amount Settlement Ratio (4-year average)
  • Solvency Ratio
  • Annual Business Volume

By the end, you’ll know the Top 2 Term Insurance Picks for 2026, and exactly how to choose a policy that gives your family long-term security and gives you real peace of mind.

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The Finology PodcastBy Finology