Ever wonder why your New Year’s resolutions fail before February? This episode of Kickin' with the Rickens explores how small, steady habits—rather than drastic changes—lead to lasting health and financial success. Hosts Heidi Ricken Provost and Gerry Ricken share real-life stories and practical tips for building routines that stand the test of time, from mindful spending and tackling “lifestyle creep” to maximizing retirement savings and supporting local businesses. Start your year strong with strategies for mental, physical, and financial well-being.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

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