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Why Retirement Is More Expensive When You’re Single
In this episode of the AskTMFG Podcast, Carlo Cansino and John Iaconetti focus on a reality that’s becoming more common: retiring on your own.
They walk through why it can quietly cost more in taxes, how income from RRIFs, CPP, OAS, and investments can pile up faster than expected, and where OAS clawbacks can start to creep in.
More importantly, they show how small changes in how you draw income and structure your accounts can make a real difference over time.
Because in retirement, it’s not just what you’ve built, it’s how you make it work.
👉 Watch the full episode on YouTube: https://youtu.be/klc7bebs39A
Question for our listeners:
If you are in a couple, have you ever thought about how different your plan would look if you were doing it solo?
👉 If you’d like help reviewing your solo retirement strategy, we’re offering a complimentary portfolio analysis:
https://tmfg.ca/portfolio-analysis/
Follow us on our social channels:
LinkedIn: The McClelland Financial Group
Facebook: https://www.facebook.com/tmfg.ca
Instagram: https://www.instagram.com/themcclellandfinancialgroup_/
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By asktmfgIn this episode of the AskTMFG Podcast, Carlo Cansino and John Iaconetti focus on a reality that’s becoming more common: retiring on your own.
They walk through why it can quietly cost more in taxes, how income from RRIFs, CPP, OAS, and investments can pile up faster than expected, and where OAS clawbacks can start to creep in.
More importantly, they show how small changes in how you draw income and structure your accounts can make a real difference over time.
Because in retirement, it’s not just what you’ve built, it’s how you make it work.
👉 Watch the full episode on YouTube: https://youtu.be/klc7bebs39A
Question for our listeners:
If you are in a couple, have you ever thought about how different your plan would look if you were doing it solo?
👉 If you’d like help reviewing your solo retirement strategy, we’re offering a complimentary portfolio analysis:
https://tmfg.ca/portfolio-analysis/
Follow us on our social channels:
LinkedIn: The McClelland Financial Group
Facebook: https://www.facebook.com/tmfg.ca
Instagram: https://www.instagram.com/themcclellandfinancialgroup_/