Want to know what the number 1 asset missing in your portfolio is? In this video, legacy expert Demetrius Walker breaks down why every retirement plan should include life insurance as the foundational asset. He walks through case studies that compare the outcomes of a plan with and without life insurance and the drastic difference it makes.

00:00 Difference Between Portfolio Size and Cash Flow in Retirement

00:54 Client's Financial Picture and Retirement Goals

02:00 Risk of Sequence of Returns

02:37 Power of Guaranteed Income

03:23 Planning Process

04:37 Scenario 1: No Changes, Relying on Market-Based Assets

07:39 Scenario 2: Incorporating Life Insurance for "Sequence Defense"

09:54 Role of Life Insurance as a Stabilizer (Volatility Buffer)

10:29 Addressing the Idea of Age in Life Insurance

11:15 Initial Life Insurance Illustration Details

13:32 Conclusion