This eposide from May, 2022 is chock full of statistics.  When we're younger, it's more fun to use our money for travel, cars, and fun.  We don't want to think about paying for care needs that could be decades away, but we need to plan early to get the best rates and to have a higher liklihood to be approved.  The youngest person to ever file an LTC claim was 27.  The longest claim to date has paid over $2.6 million over 20+ years, and the client only paid in about $36,000 over 13 years bedore needing care. Also, check out htis article that discusses LTC workforce shortages that make it really important to have dedicated funds to pay for care and move quicly to the front of the line