In the latest episode of FinTech's DEI Discussions, Nadia Edwards-Dashti sits down with Heather Xiao, Founder and Lead at Horizon Zero Ltd, to explore why the future of AI, smart data and open banking depends on putting people first.

Heather shares her journey from banking and consulting to founding Horizon Zero, and explains why the biggest challenge facing financial services isn't the technology itself, it's creating the partnerships, trust and shared purpose needed to deliver meaningful outcomes.

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