Tell me what's on your mind.

Identity theft was once fairly easy. Watch someone's mailbox for a credit card offer, then send it in with a new address; discover something like your Social Security number, then route that money to their bank account. There were lots of ways.But now there's a new one -- a fabricated synthetic identity. It's you without really being you. It can take your money in a quick hit or drain your money slowly.In this episode, we'll tell you how it's done and what -- if anything -- you can do about it.Learn more about your ad choices. Visit megaphone.fm/adchoices