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Why most budgets fail and what to do instead

Budgets are one of the most common financial tools out there, but let’s be honest, most people can’t stick to them. In this episode of The Winner’s Playbook, Josh and Billy break down why traditional budgeting often fails and share practical, realistic alternatives that actually work in real life.

They cover:

• The real reasons people give up on budgeting (and it’s not just because it’s boring)
• How to make a spending plan you’ll actually follow
• The bucket system we use with clients that keeps cash flow on track without feeling restrictive
• The difference between short-term cutbacks and long-term lifestyle changes
• Why one-size-fits-all budget rules don’t work for everyone
• How to bounce back after a bad month without throwing in the towel

If you’ve ever set a budget and abandoned it a few weeks later, this episode will give you the tools, mindset and structure to finally make a money plan that sticks.

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Get in touch with Josh:
https://www.linkwealth.com.au/josh-lee-link
Get in touch with Billy:
https://www.linkwealth.com.au/billy-norman-link

Josh's TikTok: https://www.tiktok.com/@joshleefinadv
Billy's TikTok: https://www.tiktok.com/@billynormanfp

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General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.