In this episode of the Prescription of Travel MD podcast, Dr. Courtney Downes discusses the American Express Platinum card, exploring its pros and cons, and why it may not be the best fit for everyone. She emphasizes the importance of understanding the card's benefits, the high annual fee, and the strategic use of credit cards to maximize travel rewards.

The episode provides insights into how to effectively utilize the Amex Platinum card alongside other cards to enhance travel experiences and achieve financial goals.
Key Takeaways:
- The Amex Platinum card has a high annual fee of $695.
- It's not the best card for everyday spending due to low points earning.
- Maximizing benefits requires strategic use of multiple cards.
- The Centurion Lounge is often crowded, limiting its appeal.
- Using the card's perks effectively can lead to significant savings.
- The Business Platinum card may offer better value for some users.
- Understanding your spending habits is crucial for card selection.
- The real value lies in the ability to earn points strategically.
- Travel benefits include airline fee credits and lounge access.
- The Amex Platinum can be beneficial for frequent travelers who can utilize its perks.

Find Dr. Courtney Downes here: