Why the Fed Doesn't Set Mortgage Rates

Why the Fed Doesn't Set Mortgage Rates

By Heather Lay | REALTOR®BusinessInvesting
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Why the Fed Doesn't Set Mortgage Rates episodes

  • Why the Fed Doesn't Set Mortgage Rates

    “Wait for the Fed to cut” sounds like a clear homebuying strategy. It connects a familiar institution with a payment that matters to your household. But the connection leaves out several steps. The Federal Reserve influences borrowing conditions across the economy; it does not publish the rate a lender must offer you on a 30-year fixed mortgage.

    54 min

About Why the Fed Doesn't Set Mortgage Rates

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“Wait for the Fed to cut” sounds like a clear homebuying strategy. It connects a familiar institution with a payment that matters to your household. But the connection leaves out several steps. The…