In a world of instant messages and overflowing inboxes, physical mail still shows up — stubbornly and surprisingly effective. In this episode, we explore why snail mail hasn’t disappeared, unpacking its hidden advantages in trust, attention, advertising, and human psychology. Along the way, you’ll discover why an envelope can still outperform a notification — even in 2026.

Overdraft fees feel like the worst possible penalty at the worst possible moment. In this episode of Why This Exists, we trace how overdraft protection evolved from a polite banking courtesy into a multi-billion-dollar profit engine — and why it keeps hitting the people who can least afford it. Along the way, shifting regulations, fintech challengers, and recent political reversals reveal why this controversial fee just won’t disappear.

Rent always seems to be due at the worst possible moment. In this episode, we unpack why the first of the month became the default rent deadline, tracing how administrative simplicity, prepaid living, and behavioral habits locked it in place. Along the way, surprising history and modern fintech twists reveal why this frustrating tradition might actually keep the rental system running smoothly.

Voting on a weekday feels inconvenient — and that’s not your imagination. In this episode of Why This Exists, Alex Harper traces how 19th-century farm life, religious norms, and pure institutional inertia locked U.S. elections onto Tuesdays. Along the way, global comparisons and modern reform efforts reveal why this outdated system still shapes who shows up to the polls today.

That little blue book always seems to expire at the worst possible moment. In this episode, we unpack why passports have expiration dates, tracing their evolution from ancient safe-conduct letters to biometric security tools. Along the way, surprising history and hidden incentives reveal that expiry isn’t just bureaucracy — it’s a safeguard against fraud, chaos, and outdated identities.

It starts with a budget — then the quotes roll in. In this episode we unpack why wedding vendors charge so much, tracing how traditions, emotions, and a booming modern industry created the infamous “wedding tax.” Along the way, surprising facts reveal that these prices are driven by far more than flowers and cake — and why couples keep paying them anyway.

Airline miles promise free trips — until the rules, blackout dates, and shifting values kick in. In this episode, we trace how frequent flyer programs evolved from simple rewards into complex revenue machines, shaped by airline economics and human psychology. Along the way, you’ll learn why those miles keep losing value — and how to think smarter before chasing your next “free” flight.

It’s easy to sign up — until you try to leave. In this episode of Why This Exists, Alex Harper &  Jake Miller unpack why gym cancellations are so notoriously difficult, tracing the mix of history, psychology, and business incentives that made it this way. Along the journey, surprising facts reveal that this frustrating process isn’t accidental — it’s quietly working exactly as designed.