Most people just go about their lives paycheck to paycheck and just *hope* to have enough money when they get unexpected medical expenses or have to send a child to college. The truth is that if you start being more proactive about saving and investing today, you are so much more likely to be able to stay debt-free. If you need a budget and income tracker, I have free templates on my gumroad tutorial — link in IG (@finance.gal) bio. Good luck fam 💛