Why do I need a financial plan? What are the steps to building a financial plan? Say less fam! It is April, Financial Literacy Month, and I am here to educate on Financial Planning :) Follow @Finance.Gal on IG for more

Why do I need a financial plan? What are the steps to building a financial plan? Say less fam! It is April, Financial Literacy Month, and I am here to educate on Financial Planning :) Follow @Finance.Gal on IG for more

What are options and how do I trade them? This is for informational purposes only and not intended to serve as investment advice! Options are super risky fam, so make sure to do your research and stay away if you’re a new investor. I have more options tutorials on my gumroad with the link in my instagram bio @finance.gal. Good luck and happy trading!

Most people just go about their lives paycheck to paycheck and just *hope* to have enough money when they get unexpected medical expenses or have to send a child to college. The truth is that if you start being more proactive about saving and investing today, you are so much more likely to be able to stay debt-free. If you need a budget and income tracker, I have free templates on my gumroad tutorial — link in IG (@finance.gal) bio. Good luck fam 💛

In this episode I outline the benefits of Roth IRAs. They are a tax advantaged account which allows you to withdrawal your earnings tax-free after the age of 59.5. They do not offer a tax break like regular IRAs but they do allow you to cash out on the earnings tax free and there is no mandatory withdrawal either. Follow me on IG at @finance.gal for more!