Think retirement is just about saving a big number? Heidi Ricken Provost and Gerry Ricken challenge that idea by redefining what a complete plan actually includes. They walk through income strategy, taxes, healthcare, risk management, and the “purpose approach” that ties it all together. The discussion shows why accumulation alone falls short and how overlooked factors—like tax efficiency and long-term care—can shape outcomes, emphasizing a structured plan built around how you want to spend your time.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

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