What’s your goal, financially speaking, for retirement? Most likely, its to make sure you have enough money to last through your years in retirement while living the lifestyle you planned for.

It sounds pretty straightforward, right?

Where it gets complicated is negotiating between two equally valid but CONFLICTING concerns with your money in retirement:

the need for safety and principle preservation (you aren’t adding any more paychecks in to your retirement accounts...),

and the need for growth to hedge inflation & other unexpected costs during life in retirement.

How do we balance these two conflicting concerns?