In this episode, Winnie and Lacy dive headfirst into the debate between Dave Ramsey's traditional financial advice and the Infinite Banking Concept. They break down key differences in philosophy, challenge the myths surrounding whole life insurance, and explain why Infinite Banking isn't about debt—it's about control. If you've ever questioned whether mainstream advice actually works for your family, this episode will give you a new perspective (and a powerful alternative).

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Follow Ranch Your Way

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YouTube: http://youtube.com/@WinEHpodcast

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► Learn more: https://www.ranchyourway.com

► Get the books: https://www.ranchyourway.com

Follow Ranch Your Way

Instagram: http://instagram.com/ranch_your_way

YouTube: http://youtube.com/@WinEHpodcast

Facebook: https://www.facebook.com/RanchYourWay

► Learn more: https://www.ranchyourway.com

► Get the books: https://www.ranchyourway.com

"Those who have the gold make the rules." In this episode, Winnie and Lacy unpack this hard truth and explore how it quietly shapes your financial life. They dive into what Becoming Your Own Banker teaches about reclaiming control—so you stop letting lendors and those you can't control call the shots. If you're tired of playing by someone else's rules, this conversation is your invitation to change the game.

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► Get the books: https://www.ranchyourway.com

In this episode, Winnie and Lacy continue their Becoming Your Own Banker book study with a deep dive into Willie Sutton's Law—revealing how traditional financial systems quietly siphon away your wealth.

They unpack how the Infinite Banking Concept offers a smarter, more flexible way to protect your money and take back control. If you're tired of playing by the bank's rules, this is one conversation you won't want to miss.

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In today's episode, Winnie & Lacy begin to explore the human problems explained by Nelson in Becoming Your Own Banker. Parkinson's law focuses on the financial habits that often hold us back. They reflect on how mindset, discipline, and daily choices influence long-term stability--especially through the highs and lows of farming and ranching. Listen in to hear why shifting your habits is the first step toward lasting financial freedom.

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What if the best BANK for your family… were you? In this episode, Winnie and Lacy explore pages 19–20 of Becoming Your Own Banker and break down how to build your own personal banking system using dividend-paying whole life insurance. They discuss the concept of cogeneration, how this strategy taps into a system that already exists, and why it's time to stop relying on traditional banks. This episode is a wake-up call to take back control of your money—and create a financial future that truly serves you.

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In this episode, Winnie and Lacy unpack "The Problem" as outlined in Nelson Nash's Becoming Your Own Banker—revealing how most people unknowingly operate in a financial system designed to drain their wealth. From hidden interest costs to tax traps and poor cash flow habits, they explore the financial headwinds that quietly work against families and entrepreneurs. Through relatable stories, faith-based insight, and real-world examples, this conversation will challenge how you think about money—and introduce Infinite Banking as a radically different way forward.

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Nelson Nash's famous "Grocery Store Example" from Becoming Your Own Banker, highlights how self-discipline is an important component of creating long-term financial freedom. Listen in as Winnie & Lacy explore the parallels between running a business and managing personal finances, emphasizing the cost of "stealing the peas." This episode is packed with real-life stories and insights, and is a must-listen for anyone serious about taking control of their financial future.

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► Learn more: https://www.ranchyourway.com

► Get the books: https://www.ranchyourway.com

In this episode of the Becoming Your Own Banker book study, Winnie and Lacy dive into page 14 to explore a concept most people skip right over—imagination. Why does something so simple have the power to completely shift your financial future? Because the way you think about money is the first step. From breaking free of survival-mode thinking to envisioning true financial independence, this conversation will challenge you to imagine what's really possible—for you, your children, and generations to come.

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► Learn more: https://www.ranchyourway.com

► Get the books: https://www.ranchyourway.com