Winning at Life with Gregory Ricks

In Episode 10 of Winning at Life, Gregory Ricks sits down with Jude Heath, CPA and owner at J. Heath & Co. Together, they dive into real-world finance essentials for individuals, families, and business owners:
Why the IRS is less helpful to the average taxpayer—and what you can do about it
The game-changing importance of up-to-date bookkeeping and regular financial check-ins
Clever habits for tracking your net worth and household budget
How couples can build better financial communication and start marriage on the right foot
Tips for navigating tax season, business growth, and managing cash flow in any economy

If you have questions or would like to discuss your unique financial situation, schedule your no-obligation, 15 minute consultation with Gregory Ricks Total Wealth TODAY: https://gregoryricks.com/schedule-a-v...

Don't live near or office or just have a busy schedule? No-obligation virtual consultations now available: https://gregoryricks.com/virtual-cons...

If you have questions or would like to discuss your unique financial situation, schedule your no-obligation, 15 minute consultation with Gregory Ricks Total Wealth TODAY: https://gregoryricks.com/schedule-a-v...
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Don't live near or office or just have a busy schedule? No-obligation virtual consultations now available: https://gregoryricks.com/virtual-cons...

Join Gregory Ricks on the Winning at Life podcast as he dives into the 4% rule for retirement income: what it means, why it matters, and how to apply it to your own financial situation. Gregory shares insights on sequence of return risk, spending strategies, and the importance of ongoing planning for a secure retirement. Real-life examples and helpful tips make this episode a must-watch for anyone thinking about their retirement future.

Curious if tax-free retirement is actually possible? This week on Winning at Life, Gregory Ricks sits down with Wealth Advisor Mason Goynes to break down the Roth IRA Playbook for Tax-Free Retirement.

Learn how Roth conversions work, why timing and tax brackets matter, and how to supercharge your legacy planning. Get practical steps, hidden pitfalls, and real-world examples so you can make your money work for you and not just the IRS!

If you have questions or would like to discuss your unique financial situation, schedule your no-obligation, 15 minute consultation with Gregory Ricks Total Wealth TODAY: https://gregoryricks.com/schedule-a-v...

Don't live near or office or just have a busy schedule? No-obligation virtual consultations now available: https://gregoryricks.com/virtual-cons...

If you have questions or would like to discuss your unique financial situation, schedule your no-obligation, 15 minute consultation with Gregory Ricks Total Wealth TODAY: https://gregoryricks.com/schedule-a-v...

Don't live near or office or just have a busy schedule? No-obligation virtual consultations now available: https://gregoryricks.com/virtual-cons...

In this episode of "Winning at Life," Gregory welcomes Mason Goynes for a deep dive on how to handle IRA and 401(k) rollovers when you change jobs or retire. Learn the little-known rules, avoid the expensive tax pitfalls, and maximize your employer match. Tune in Wednesdays at 3 PM for financial strategies you can really use, and don’t forget to subscribe! 


 

Are you sure you’re asking the right questions about your retirement tax plan? On this week’s episode of Winning at Life, Gregory Ricks explores the “Rubber Duck Rule,” a simple but powerful way to uncover professional blind spots by explaining your plan out loud (yes, even to a rubber duck!). Plus, we dig into the impact of taxes on retirement, strategies for making your money last, and how life’s surprises can throw your finances off track. Whether you’re navigating sequence of returns risk, planning for long-term care, or just curious how tax rules have changed over the years, you’ll walk away with practical insights you can use now by tuning in.

Are you ready to avoid some of the most common mistakes in retirement planning? In this episode of Winning at Life, Gregory Ricks explores the essentials of financial literacy and the power of community support. Gregory shines a light on why financial literacy matters for you, your family, and the entire community. Spreading financial knowledge is like a farmer sharing his best seeds for a better and more abundant harvest community-wide.
You will hear answers to some of the top retirement questions, including when to take Social Security and how timing can affect your benefits. Gregory also covers important topics like tax strategies, retirement planning, and estate planning, including powers of attorney and wills.

If you have questions or would like to discuss your unique financial situation, schedule your no-obligation, 15 minute consultation with Gregory Ricks Total Wealth TODAY:  https://gregoryricks.com/schedule-a-v...

Don't live near or office or just have a busy schedule? Virtual consultations now available:
https://gregoryricks.com/virtual-cons...

Subscribe to our YouTube Channel:
  / @gregoryrickstotalwealth 
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Gregory Ricks Total Wealth   

On this episode of the Winning at Life Financial Podcast, wealth advisor and CEO Gregory Ricks discusses strategies for sustainable retirement income, including the 4% rule. He also touches base on asset management, healthcare expenses, inflation, taxes, cybersecurity, and spousal planning. 

In this episode of Winning at Life, Gregory Ricks explains why working with a financial advisor can help you reach your goals while avoiding costly missteps. Gregory talks about finding you ideal risk tolerance and different investment strategies, including the Invest 50/50 rule for balancing risk. 

You will learn why starting to invest early matters, how compounding can make a big difference over time, and what you need to know about tax planning for business sales and retirement. Gregory also discusses common investing mistakes, such as following trends and missing hidden fees, and highlights how personalized financial planning and ongoing support can guide your financial journey.

Watch the full episode on the Gregory Ricks Total Wealth YouTube Channel: https://youtu.be/zbgqW0a7q9Y

In the first episode of the Winning at Life podcast, Gregory Ricks, CEO & Wealth Advisor, shares how his journey from car enthusiast to financial advisor was shaped by early money lessons and his father’s passing. He discusses why retirement planning matters, the value of risk tolerance and compounding interest, and how a financial advisor can support your goals. Plus, hear how Gregory Ricks Total Wealth grew to serve over a thousand families.

If you have questions or would like to discuss your unique financial situation, schedule your no-obligation, 15 minute consultation with Gregory Ricks Total Wealth TODAY!

Request a free copy of Gregory Rick's book "Retirement Deserves a Helpful Hand: A Guide to the Destination You Deserve" 

Subscribe to our YouTube Channel

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Tune in to the Winning at Life with Gregory Ricks podcast every Wednesday at 3PM for practical retirement tips and inspiration for your financial future!

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Insurance products are offered through the insurance business Gregory Ricks Total Wealth. Gregory Ricks Total Wealth is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Gregory Ricks Total Wealth are not subject to Investment Adviser requirements.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.  Any references to protection, safety, or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.

This video is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.

Gregory Ricks Total Wealth is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Gregory Ricks Total Wealth.

This podcast show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.
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