In this comprehensive episode of "Winning at Life® with Gregory Ricks," host Gregory Ricks tackles a wide range of critical financial topics, from the latest developments in government legislation and economic trends to the importance of having open conversations with family members about their financial well-being.

Gregory is joined by Dwayne Stein, a contributor to the show, as they discuss the impact of the real estate market and the mortgage industry. These two also delve into the benefits of personalized mortgage services and the challenges of online quotes. 

Interest Rates and Economic Trends

The Impact of Tariffs on Car Manufacturers

Student Loan Debt and Credit Scores

Market Performance and Investment Strategies

Social Security Changes and Benefits

In this episode, Gregory covers Investment strategies and diversification, Medicare, Tax implications of Social Security benefits, and Strategies for managing healthcare costs and choosing the right plan.

Joined by Brandon Blanchard Wealth Advisor at Gregory Ricks & Associates. Brandon works alongside Gregory Ricks and specializes in helping clients navigate Medicare decisions, offering personalized guidance on healthcare coverage options during retirement.

Medicare

Social Security 

Financial Planning

In this episode, Gregory tackles three critical questions shaping today's financial landscape: tariffs, market volatility, and government cost-cutting.
Joined by estate planning attorney Wes Blanchard, Gregory provides an in-depth exploration of proactive financial strategies. The show features a powerful testimonial from Sandra, a listener who credits the show's advice with navigating complex Social Security and estate planning challenges.

Market Analysis Highlights:

Estate Planning Essentials:

Personal Finance Strategies:

Gregory's Personal Touch:
Beyond financial strategies, the show offers glimpses into Gregory's personal journey, including his health transformation and commitment to continuous learning.
Who Should Listen:

Connect with the Show:

"Winning at Life" isn't just a radio show—it's a financial education platform designed to empower listeners with knowledge, strategies, and confidence in their financial future.

In this episode of Winning at Life® with Gregory Ricks, Gregory discusses government spending, concerns about national debt, the need to reduce deficit spending, and the importance of balancing the budgets. 

Gregory shares insights on market volatility and recent market downturn. 

This episode is a must-listen for anyone concerned about maximizing their retirement income and protecting their nest egg.

Key Takeaways:

Whether you're retired, nearing retirement, or just starting to save, this episode provides valuable insights to help you win at life financially. Tune in now!

For LIVE financial news talk radio, tune into "Winning at Life® with Gregory Ricks" LIVE on Saturday on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM  Biloxi - 10 am - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/

In this episode of Winning at Life® with Gregory Ricks, Gregory is joined by Jude Heath, CPA, and Janae Bridges, Wealth Advisor at Gregory Ricks & Associates. They discuss smart money moves for using your tax refund, including saving for emergencies, paying off debt, and investing in yourself.
 
The conversation also covers important updates on the Social Security Fairness Act, which aims to increase benefits for certain groups of workers. Gregory provides insights on comprehensive retirement planning, highlighting the importance of proper asset allocation and risk management to ensure your assets last throughout retirement.

Listeners will learn practical strategies for making the most of their tax refund, as well as tips for long-term financial planning and avoiding common pitfalls. Whether you're nearing retirement or just starting to save, this episode is packed with valuable information to help you achieve your financial goals.

Don't miss this opportunity to get guidance from the team at Gregory Ricks & Associates. Tune in now and start planning for your financial future.

For MORE financial news talk radio, tune into "Winning at Life® with Gregory Ricks"  on Saturday on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM  Biloxi - 10 am - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/
OR
Listen on our APP!
https://app.appinstitute.com/gregoryr

In this episode of Winning at Life®, host Gregory Ricks dives into the latest updates on the Social Security Fairness Act and how it will impact retirees. He's joined by Wealth Advisor Brandon Blanchard to discuss the challenges the Social Security Administration is facing in implementing the new law, and the importance of having a diversified retirement portfolio to weather market volatility. Mortgage professional Dwayne Stein also provides insights on the current state of the housing market and strategies for home buyers.
 
The conversation also covers crucial financial planning topics for couples, including the importance of open communication about money, combining finances, and aligning on long-term goals. Gregory shares insights on avoiding common mistakes like carrying too much stock market risk in retirement.

Listeners will learn practical steps to take, such as setting up a My Social Security account, reaching out to financial advisors for guidance, and attending upcoming workshops on tax planning for retirement. This episode is a must-listen for anyone concerned about maximizing their retirement income and protecting their nest egg.

Key Takeaways:

Whether you're retired, nearing retirement, or just starting to save, this episode provides valuable insights to help you win at life financially. Tune in now!

For LIVE financial news talk radio, tune into "Winning at Life® with Gregory Ricks" LIVE on Saturday on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM  Biloxi - 10 am - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/

Tax Season Strategies, Social Security Changes, and Retirement Planning Insights!
In this jam-packed episode, host Gregory Ricks welcomes Jude Heath, a CPA from J. Heath & Company, to dive deep into the world of taxes, financial planning, and preparing for the future.
First, Jude shares critical deadlines and tips to get your tax documents in order before the April 15th filing deadline. From the importance of having a complete paperwork package to maximizing deductions, you'll learn how to streamline the tax prep process. Then, Gregory and Jude tackle the hot-button issue of the recently passed Social Security Fairness Act. They unpack the potential $200 billion impact of repealing the Windfall Elimination Provision and Government Pension Offset, and what it means for government employees' benefits. But it's not all doom and gloom - they also discuss smart strategies for building retirement wealth, from maximizing Social Security to optimizing annuity investments. Jude provides invaluable insights on business structuring and tax-saving techniques that every entrepreneur needs to know.
Plus, Gregory shares essential travel tips, including the importance of renewing your passport well in advance to avoid international entry issues. Whether you're preparing for tax season, planning for retirement, or simply seeking to get your financial house in order, this episode is packed with practical advice you won't want to miss. Tune in now to start Winning at Life


Winning at Life® with Gregory Ricks - Helping to Guide YOU to Financial Freedom and Retirement Success for 14 YEARS!

Each episode covers a wide range of topics, from help maximizing Social Security benefits and minimizing taxes in retirement to recovering from market volatility and choosing the right financial products like annuities. Gregory's down-to-earth approach and 40+ years of industry experience make him a trusted resource, while his engaging conversations with guests provide valuable perspectives.

Listeners also gain access to exclusive educational workshops, personalized financial planning resources, and a supportive community through the Winning at Life app. Join Gregory and the Winning at Life® nation as you take control of your financial future and achieve the retirement you deserve.

For LIVE financial news talk radio, tune into "Winning at Life® with Gregory Ricks" LIVE on Saturday on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM  Biloxi - 10 am - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/

For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM  Biloxi - 10 am - 1 pm

OR

For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/

In this comprehensive episode of "Winning at Life® with Gregory Ricks," host Gregory Ricks tackles a wide range of critical financial topics, from the latest developments in government legislation and economic trends to the importance of having open conversations with family members about their financial well-being.

Gregory is joined by Dwayne Stein, a contributor to the show, as they discuss the impact of declining birth rates on the real estate market and the mortgage industry. These two also delve into the volatility in interest rates and the mortgage market, providing insights on the future outlook and the need for adaptability in financial planning.

A significant portion of the episode is dedicated to the crucial conversations families should be having, but often avoid, around estate planning, retirement preparedness, and long-term care for elderly loved ones. Gregory offers practical guidance on initiating these discussions in a caring and transparent manner, as well as the steps families can take to protect their loved ones from financial risks associated with cognitive decline.

Additionally, Gregory shares year-end financial planning tips, including maximizing retirement account contributions, managing required minimum distributions, and considering tax-efficient strategies like charitable giving.

Whether you're seeking to navigate the ever-changing economic landscape, ensure the financial well-being of your family, or protect your elderly loved ones, this comprehensive episode of "Winning at Life® with Gregory Ricks" is a must-listen for anyone looking to take control of their financial future.

For LIVE financial news talk radio, tune into "Winning at Life® with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM  Biloxi - 10 am - 1 pm
OR
For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/

Gregory Ricks and Jude Heath discussed financial planning and tax preparation strategies. They emphasized the importance of proactive tax planning, especially with the recent stay on the beneficial ownership reporting requirement. Jude highlighted the need to update digital currency transactions and the potential impact of upcoming tax law changes. They advised listeners to maximize retirement contributions, including Roth conversions, and to address any overdue tax returns. Gregory stressed the importance of starting financial planning, even with incomplete information, and encouraged listeners to engage in budgeting and emergency savings. Ricks highlighted the significance of having a financial advisor, especially five years before retirement, to ensure a secure financial future. He mentioned the "rule of 1000" for retirement planning, which suggests needing $240,000 saved for each $1,000 of monthly income in retirement, assuming a 5% annual withdrawal rate. He also stressed the importance of tax efficiency and planning for Social Security.


For LIVE financial news talk radio, tune into "Winning at Life® with Gregory Ricks" LIVE on Saturday Mornings on:
WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pm
WBUV-News Talk 104.9 FM  Biloxi - 10 am - 1 pm

OR

For financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/