Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 5, Episode 43 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Living Well With POTS: A Conversation With Nutritionist and Advocate Jill Brook."

Most people hear POTS or dysautonomia and assume they’re rare, poorly understood conditions with few treatment options. For patients living with them, however, the reality is far more complex - and deeply shaped by lived experience, nutrition, and daily management. In this episode, we examine POTS and dysautonomia through the lens of nutrition. Our guest is Jill Brook, MA, a nutritionist, researcher, and long-time advocate in the dysautonomia community. After a 17-year delay in receiving her own diagnosis, Jill transformed that experience into a mission to improve awareness and care. She is co-founder of PatientsCount.org, a former nutrition consultant to Dysautonomia Clinic, and host of The POTScast. We begin with Jill’s personal journey into the POTS community and the lessons learned from years of missed diagnosis. We then explore how nutrition (often overlooked) can play a meaningful role in managing symptoms. Finally, we discuss practical strategies for living well with POTS, from navigating healthcare systems to adapting daily routines. By the end of the episode, you’ll have a clearer understanding of POTS and dysautonomia - and why experience, nutrition, and thoughtful management are essential to better care.

In this episode, we'll cover the following topics:

One - Understanding POTS and Jill’s Journey

Two - Nutrition and Managing POTS

Three - Strategies for Living Well with POTS

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Listen to Our Sister Podcast:

We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/


Resources Mentioned in This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 5, Episode 42 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Winning Disability Claims: Lessons From Denials, Appeals, and Carrier Games."

Most workers assume an ERISA disability claim is straightforward - that if a medical condition keeps you from working, your insurer will pay. But under ERISA, benefits hinge on far more than a diagnosis. Carriers scrutinize the timing of your disability, gaps in treatment, the clarity of your medical records, and even your daily activities. A missing form, vague progress note, or inconsistent timeline can trigger a denial or termination, even when the disability is obvious. ERISA also hides procedural traps. Many policies require continuous proof of disability, and insurers police deadlines and documentation aggressively. Some even reshape the narrative - manipulating the onset date, treating routine activities as evidence of work capacity, or using minor lapses in care to cut off benefits. In this episode, we break down how these claims really unfold. We start with a case where Short-Term Disability was denied right before Long-Term Disability was set to begin - and the key steps to take before filing suit. Then we examine a physical therapy assistant with serious spinal injuries whose disability benefits were terminated, and how she reversed the decision by strengthening her medical evidence. Finally, we look at how carriers like MetLife play games with disability dates, and what you can do to stay ahead. By the end, you’ll see that winning an ERISA disability claim requires more than medical proof - it takes timing, documentation, and strategy to protect the benefits you rely on.

In this episode, we'll cover the following topics:

One - Short-Term Disability Benefits Denied One Week Before the Benefits Switched to Long-Term Disability – Ten Things to Do Before Filing a Lawsuit

Two - Physical Therapy Assistant Wins Reliance Standard Disability Claim After Termination of Benefits

Three - Moving the Goal Line and the Games That Disability Carriers Like MetLife Play With the Date of Disability

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Listen to Our Sister Podcast:

We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/


Resources Mentioned in This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 5, Episode 41 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "When Policy Limits Collide - Navigating Mental Nervous and Musculoskeletal Conditions in Long-Term Disability Claims."

Most people think a Long-Term Disability claim is decided by the diagnosis alone - that if you’re struggling with a mental health condition, chronic pain, or cognitive impairment, your insurer should simply recognize it. But LTD claims hinge on far more than the condition itself. Carriers scrutinize how your symptoms affect daily functioning, the consistency of your treatment, and how your providers document limitations. Even then, many claims get funneled into restrictive policy clauses that quietly cap benefits at two years. In this episode, we break down the medical side of LTD claims involving mental nervous and musculoskeletal limitations - an area full of misconceptions and insurer tactics that can derail legitimate claims. We start with caregiving responsibilities and daily activities, and how routine tasks can be used to undermine a mental nervous claim. Then we explore the blurry divide between physical and psychological impairments, using post-concussive syndrome to show how insurers reclassify conditions to fit benefit caps. Finally, we examine musculoskeletal limitations and how vague policy language lets carriers argue that chronic pain, spine conditions, or soft-tissue injuries don’t qualify for ongoing benefits. By the end, you’ll see why navigating these claims requires more than treatment - it demands precise documentation, strategic communication, and a clear understanding of how insurers evaluate evidence. This episode gives you the tools to protect your benefits and anticipate the carrier’s playbook.

In this episode, we'll cover the following topics:

One - How Taking Care of Your Spouse Can Destroy Your Mental Nervous Disability Claim

Two - When Physical Injuries Get Reclassified as Mental Disorders

Three - The Hidden Risk of the Musculoskeletal Disorder Limitation

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Listen to Our Sister Podcast:

We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/


Resources Mentioned in This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 5, Episode 40 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Navigating ERISA Disability Claims While Incarcerated."

Most people assume ERISA disability benefits work the way they should: if you’re disabled and can’t work, your insurer will keep paying. But incarceration complicates everything. Insurers don’t just review your diagnosis - they scrutinize your medical records, treatment history, and whether you’re meeting every requirement for ongoing proof of disability. Missed documentation can lead to suspended or terminated benefits. In this episode, we break down the realities of managing ERISA disability benefits while incarcerated - a process full of misconceptions, unique hurdles, and insurer tactics many policyholders never expect. We start with a Minnesota farm worker whose benefits were cut off in prison, then examine a wheelchair-bound policyholder whose claim was wrongfully denied by MetLife after incarceration. These cases show how insurers interpret policy language, evaluate evidence, and where claims often derail. Finally, we turn to practical strategies: how to maintain medical documentation from inside a facility, communicate with insurers, and work with attorneys to protect your benefits before, during, and after incarceration. You’ll learn that preserving ERISA disability benefits isn’t just about your condition - it’s about documentation, communication, and strategy. Let’s dive in.

In this episode, we'll cover the following topics:

One - Imprisoned Minnesota Farm Worker’s Symetra Benefits Terminated

Two - Wheelchair-Bound Policyholder Wrongfully Denied by MetLife

Three - Protecting Your ERISA Disability Benefits While Incarcerated

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Listen to Our Sister Podcast:

We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/


Resources Mentioned in This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 5, Episode 39 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Inside Disability Law: Insights and Lessons with Attorney Kate MacKinnon."

Most disability applicants think the claims process should be simple: you’re sick, you can’t work, and benefits should follow. But ERISA disability claims are full of misconceptions, hidden pitfalls, and insurance company tactics that can turn a legitimate claim into a long fight. In this episode of Winning Isn’t Easy, we’re joined by attorney Kate MacKinnon, a recently retired ERISA and individual disability lawyer who spent her career guiding policyholders through denials, appeals, and settlements. Drawing on decades of experience, Kate breaks down the realities every applicant needs to understand. We explore what led Kate to disability law and use her journey to reveal the misunderstandings that often hurt applicants - like the biggest myths about filing a claim, the confusion around appeals, and why many people unintentionally weaken their case by going at it alone. You’ll also learn practical strategies: how cases are valued, why and how they settle, what to look for in a disability attorney, and the most common mistakes people make managing claims or appeals themselves. Kate shares guidance on working effectively with attorneys to strengthen a case from the start. As she reflects on her career, she offers clear wisdom for applicants facing uncertainty. You’ll walk away with an honest roadmap to the claims and appeals process - and the insight to avoid costly missteps. Winning isn’t easy, but understanding what’s ahead can make all the difference.

In this episode, we'll cover the following topics:

One - Kate’s Path to Disability Law and Common Disability Misconceptions

Two - Disability Strategies and the Value of Working With Attorneys

Three - Other Wisdom and Kate’s Reflections on Her Career

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Listen to Our Sister Podcast:

We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/


Resources Mentioned in This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 5, Episode 38 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Beyond the Surface: Understanding Soft Tissue Conditions and Disability Claims."

Most people think proving a soft tissue injury should be simple - pain is pain, right? But in Long-Term Disability claims, carriers see it differently. Conditions like chronic back strains, tendonitis, or shoulder injuries often don’t appear on MRIs or X-rays, and insurers are quick to assume they’ll heal on their own. That assumption can turn a legitimate medical issue into an uphill battle for benefits. In this episode of Winning Isn’t Easy, disability law expert Nancy L. Cavey unpacks why soft tissue claims are some of the most misunderstood - and most denied - in disability law. You’ll learn how carriers evaluate these “invisible” injuries, what they look for in your medical records, and how they use recovery timelines and vague evidence to deny claims. Nancy walks through what you need to know: how soft tissue disorders actually affect the body, how insurers assess your functional capacity, and why detailed documentation - from therapy notes to functional assessments - can make or break your case. You’ll also learn how working closely with your doctor and attorney can strengthen your claim and ensure your records clearly show how pain limits your ability to work. By the end, you’ll understand why soft tissue claims require more than a diagnosis - they demand strategy, persistence, and proof that connects your pain to your work limitations. Winning Isn’t Easy, but with the right evidence and approach, you can turn a “soft” tissue claim into a strong case for the benefits you deserve.

In this episode, we'll cover the following topics:

One - What Are Soft Tissue Disorders?

Two - How Long-Term Disability Carriers View Claims for Soft Tissue Conditions

Three - What Medical Treatment Does a Long-Term Disability Carrier Expect?

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Listen to Our Sister Podcast:

We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/


Resources Mentioned in This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals. 

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 5, Episode 37 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Own Occupation vs Any Occupation: Breaking Down Disability Claim Stages."

Most people think that winning an ERISA disability claim comes down to proving you’re sick or injured enough to stop working. But that’s only half the battle. The real fight often happens on the work side of your claim - where insurance carriers dissect your job duties, analyze your skills, and argue that you can still perform “other work,” even if you can’t do your old job. In this episode of Winning Isn’t Easy, disability law expert Nancy L. Cavey breaks down how carriers use vocational analysis to deny claims - and what you can do to stay one step ahead. You’ll learn how insurers evaluate your own occupation versus any occupation, and why these two stages can dramatically change the outcome of your case. Nancy walks through the eight key questions carriers ask, from assessing your residual functional capacity and physical strength to determining how your skills might “transfer” to other jobs. You’ll also discover how labor market surveys, transferable skills assessments, and vague job descriptions can be used to distort your work history - and how to push back with detailed, accurate evidence. By the end, you’ll understand why your medical records alone aren’t enough, and how clear documentation of your job duties, limitations, and vocational profile can make or break your claim. When it comes to ERISA disability claims, knowing how your work is evaluated is just as important as knowing your diagnosis. Because when carriers twist the definition of “work,” you need to be ready to defend the truth. Winning Isn’t Easy, but with insight, preparation, and the right strategy, you can protect your benefits and your future.

In this episode, we'll cover the following topics:

One - The First Four Questions - Proving Disability at the Own Occupation Stage

Two - The Next Four Questions - Skills, Transferability, and the Labor Market

Three - The Any Occupation Stage - A Tougher Standard

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Listen to Our Sister Podcast:

We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/


Resources Mentioned in This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals. 

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 5, Episode 36 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Frozen, Torn, or Unstable: Proving Shoulder Disability Claims."

Most people think that getting disability benefits for shoulder problems is as simple as showing medical proof - MRI results, surgical records, or doctor’s notes about your pain and limited motion. But when it comes to Long-Term Disability claims, that’s just the beginning. Insurance carriers often twist the facts, using your own records, treatment notes, or even your words against you to argue that you’re “better” or “should have recovered by now.” In this episode of Winning Isn’t Easy, disability law expert Nancy L. Cavey breaks down what really happens when shoulder disorders collide with the claims process. You’ll learn how the shoulder actually works, and why even a “minor” injury can make it impossible to perform the essential duties of your job. Nancy covers the most common conditions that lead to claims, from rotator cuff tears and frozen shoulder to chronic instability and dislocations, and explains how insurers use tactics like “medical improvement” arguments, surveillance, and Activities of Daily Living forms to undermine your case. You’ll also hear practical advice on how to document your symptoms, treatment progress, and job limitations so your claim tells the full story - not the version your insurance company wants to tell. If your carrier says you’ve recovered, or insists you should be able to work through the pain, this episode shows you how to push back with medical evidence, clarity, and confidence. When it comes to shoulder disabilities, understanding your body, and your rights, can make all the difference. Winning Isn’t Easy, but with the right strategy, you can keep your claim strong and your benefits protected.

In this episode, we'll cover the following topics:

One - Understanding Shoulder Disorders, Anatomy, and the Claims Process

Two - Rotator Cuff Disorders and Long-Term Disability

Three - Frozen Shoulder and Long-Term Disability

Four - Shoulder Instability and Dislocation in Disability Claims

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Listen to Our Sister Podcast:

We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/


Resources Mentioned in This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qua

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 5, Episode 35 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "The Hidden Role of Job Skills in Winning (or Losing) Your ERISA Disability Claim."

Most people think that winning a Long-Term Disability claim is all about proving you’re sick or injured, with medical records, doctor’s notes, or diagnostic tests. But in ERISA claims, that’s only half the story. What often makes or breaks your case isn’t just your health - it’s your job skills. Insurance companies know that every job leaves you with transferable abilities: skills, knowledge, and experience that could, in theory, be used in another line of work. And they use that to their advantage. By arguing that you can apply your past skills to a new occupation, carriers can deny or terminate benefits even when you clearly can’t return to your old job. In this episode of Winning Isn’t Easy, disability law expert Nancy L. Cavey explains how your work history and skill classification can shape the outcome of your claim. You’ll learn what “own occupation” really means, how insurers decide whether your work is skilled, semi-skilled, or unskilled, and how those labels can be twisted to fit their narrative. Nancy also discusses how vocational experts and work history forms are used, and sometimes misused, during the claims process, along with practical strategies to document your true job duties and protect your benefits. If your disability carrier says you can “do other work,” this episode shows you how to fight back with facts, clarity, and confidence. In disability law, understanding your skills isn’t just helpful - it’s essential. Winning Isn’t Easy, but with the right approach, you can make your story and your skills work for you.

In this episode, we'll cover the following topics:

One - The Own and Any Occupation Stages and Why Skills Matter

Two - How Carriers Classify Job Skills

Three - Work History, Vocational Experts, and Fighting Back

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Listen to Our Sister Podcast:

We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/


Resources Mentioned in This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals. 

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 5, Episode 34 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Breast Cancer and Disability - Understanding the Condition, Its Impact, and Your Claim."

Most people assume that a breast cancer diagnosis automatically guarantees Long-Term Disability benefits, but in ERISA claims, it’s rarely that simple. Insurance companies often downplay symptoms, ignore treatment side effects, or misclassify your job duties to deny or terminate benefits. The truth is, even early-stage breast cancer can cause lasting physical and cognitive challenges that make full-time work impossible, and your paperwork must tell that story clearly. In this episode of Winning Isn’t Easy, disability law expert Nancy L. Cavey explains what it really takes to win a breast cancer Long-Term Disability claim. You’ll learn how insurers evaluate cancer-related claims, what evidence they find persuasive, and how to document limitations such as fatigue, pain, cognitive changes, and immune issues so your claim stands strong. We’ll also cover how your cancer stage, treatment plan, and occupation affect an insurer’s decision, and share a real-world case where benefits were cut off too soon and what it took to fight back. If you or someone you love is facing breast cancer while protecting your financial future, this episode offers the knowledge, strategy, and confidence to take control of your claim. Because in disability law, telling your story the right way isn’t just important - it’s essential. Winning Isn’t Easy, but with the right guidance, it can be done.

In this episode, we'll cover the following topics:

One - Breast Cancer and Its Symptoms

Two - How Breast Cancer Can Be Disabling

Three - Case Example – Lessons From the Kiersman Case

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Listen to Our Sister Podcast:

We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/


Resources Mentioned in This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.