Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 4, Episode 27 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "The Intersection of SSDI and ERISA, P1 - The Vocational Games That Are Played in an ERISA Case." 

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the intersection of SSDI and ERISA claims. While SSDI and ERISA are completely different things, they do share some similarities in process, and are often intertwined in the course of applying for disability. Often, when you're applying for one, you are required to apply for the other. That is why it is vital to be knowledgeable regarding both. In the first part of this multi-part series, your host Nancy L. Cavey will be diving into the specifics of the vocational games that carriers will play in ERISA claims, and how that correlates with the process of SSDI.

In this episode, we'll cover the following topics:

1 -  The ERISA Golden Rule

2 - Step 4 Overview

3 - Step 5 Overview

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 4, Episode 26 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Comparing and Contrasting Medical Tips in ERISA and Social Security Disability." 

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the various medical tips that apply to ERISA disability claims, and Social Security disability claims. One might think that the approach to treating and documenting medical conditions, and how they factor into claims, would be the same for any disability case. However, that isn't necessarily the case. While there may be comparable similarities, there are also contrasting medical tips to be aware of in ERISA disability claims, versus Social Security disability claims. Your host, Nancy L. Cavey, will walk through these tips.

In this episode, we'll cover the following topics:

1 - Comparing and Contrasting Your Obligation to Get Medical Treatment in an ERISA Disability Claim and a Social Security Disability Claim

2 - What Are the Five Things You Must Do That Will Help You Stay On Claim and Be Paid in Your ERISA Disability Claim?

3 - What Are the Five Factors That Must Be Met before Social Security Must Give Your Treating Doctor’s Opinions Controlling Weight in Your Social Security Disability Claim?

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 4, Episode 25 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "ERISA Disability Claims - What Celebrities Can Teach You." 

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses what the disability cases of certain celebrities can teach you about the ERISA disability claims process. Celebrities; they're just like us. We might view celebrities or social influencers as being invincible, which simply isn't true. While they might be able to afford better medical care than the average man, celebrities are not impervious to illness or accidents; just see Lady Gaga discussing her struggles with migraines in Nurtec advertisements. In this episode of Winning Isn't Easy, Nancy L. Cavey will explore three celebrities and their illnesses to give you, the listener, an insight into claiming disability.

In this episode, we'll cover the following topics:

1 -  What You Can Learn from Keala Settle, and Getting Your ERISA Disability Benefits for Moyamoya Disease

2 - What You Can Learn from Jimmy Buffett, and Getting Your ERISA Disability Benefits for Merkel Cell Carcinoma

3 - What You Can Learn from Natalie Merchant, and Getting Your ERISA Disability Benefits for Spinal Degeneration with OPLL  

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 4, Episode 24 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Mental Illness and the Mental Nervous Condition Limitation."

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses mental illnesses, and how they interact with disability claims. Disability carriers hate claims based on subjective conditions; unfortunately, most mental illnesses will fall into that category. Unsurprisingly, disability carriers are unashamed to continue upholding outdated societal traditions of downplaying the existence, severity, and disabling capabilities of mental illnesses. Most disability policies, regardless of carrier, will even include a clause called the "mental nervous condition limitation" which often states that any disability claim even partially contributed to by mental nervous conditions is subject to benefits for only two years. Today, your host, Nancy L. Cavey, will provide valuable insights into how to navigate mental illness disability claims, and combat the mental nervous condition limitation.

In this episode, we'll cover the following topics:

1 -  Understanding Mental Illness and the Mental Nervous Condition Limitation

2 - Mental Illness Claims and Getting the Benefits You Deserve

3 - An Overview of Disability Claims for Depression

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 4, Episode 23 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Hot Topics in Short-Term Disability and Long-Term Disability, P3." 

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses hot topics in both Short and Long-Term Disability. While these topics, stories, and anecdotes are important regarding the world of disability, they weren't necessarily long enough for their own dedicated episodes. That is why, today, we've decided to bundle a few together in order to provide insight over a broad spectrum. Today, your host, Nancy L. Cavey, will provide valuable insights into the workings of the disability claims process.

In this episode, we'll cover the following topics:

1 - Does My Disability Insurance Carrier Have to Approve My Long-Term Disability Claim if They Have Approved My Short-Term Disability Claim?

2 - Do You Make Too Much Money to File a Claim for Residual Long-Term Disability Benefits?

3 - Don’t Mess with a Disability Carrier and Fail to Tell Them about Work Activity – A Tale of How One Attorney Destroyed His Case

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 4, Episode 22 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Field Form Mistakes, P4." 

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the mistakes made during a field interview that can ruin your Long-Term Disability claim. Field interviews - where the disability carrier may send a representative in person to "interview" you about your disability claim - are common tactics used by disability carriers to ensnare or trap you. They are designed to be overwhelming, so policyholders make mistakes during the conversation that can be used to justify denying a claim. Today, host Nancy L. Cavey, will discuss more of the twenty-four common questions found in field interviews.

In this episode, we'll cover the following topics:

1 - Mistakes No. 19 - 21

2 - Mistakes No. 22 - 24

3 - Wow - Twenty-Four Mistakes

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 4, Episode 21 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "More on Parkinson's Disease." 

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses Parkinson's Disease further, including an overview of the illness, plus a dissection of the evaluation process used in every Parkinson's Disease disability claim. While Parkinson's Disease, on the surface, seems like a disease primed for an easy disability claim win, that couldn't be further from the truth. Much the same as any other illness, disability carriers do not make it easy for those with Parkinson's Disease, especially during the early stages of illness, to get the disability benefits they deserve. Today, your host Nancy L. Cavey discusses the must-knows of Parkinson's Disease disability claims.

In this episode, we'll cover the following topics:

1 - What You Need to Know About Parkinson’s Disease, and Steps One - Three of the Evaluation Process Used by Every Disability Carrier in a Parkinson’s Disease Claim

2 - Steps Four - Six of the Evaluation Process Used by Every Disability Carrier in a Parkinson’s Disease Claim

3 - Stress and Your Parkinson’s Long-Term Disability Insurance Claim

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 4, Episode 20 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Field Form Mistakes, P3." 

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the mistakes made during a field interview that can ruin your Long-Term Disability claim. Field interviews - where the disability carrier may send a representative in person to "interview" you about your disability claim - are common tactics used by disability carriers to ensnare or trap you. They are designed to be overwhelming, so policyholders make mistakes during the conversation that can be used to justify denying a claim. Today, host Nancy L. Cavey, will discuss more of the twenty-four common questions found in field interviews.

In this episode, we'll cover the following topics:

1 - Why Does the Disability Carrier Want My Statement? I Am Disabled, and My Doctors Say So

2 - Mistakes No. 13 - 15

3 - Mistakes No. 16 - 18

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 4, Episode 19 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Brain Injury." 

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses brain injuries and brain injury claims, giving you invaluable insight into brain injury basics, as well as the handling of traumatic brain injury disability claims. Brain injuries, on their surface, may sound like easy disability claim wins; however, by now you should know that isn't necessarily the case. Disability carriers handle brain injury claims much the same as other illnesses or disease; with gloves, and with every intention of denying a rightful claim. Today, host Nancy L. Cavey will discuss everything you need to know to prepare yourself if you're a brain-injured policyholder who is seeking disability.

In this episode, we'll cover the following topics:

1 - Brain Injury Basics

2 - Utah Federal Judge Upholds United of Omaha’s Denial of Disability Benefits to Brain-Injured Policyholder

3 - How Does a Brain Injury Impact the ERISA Lawsuit Statute of Limitations Period

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.

Welcome to Season 4, Episode 18 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "The Interaction between You, Your Doctor, and the Disability Carrier in Your ERISA Claim." 

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the interaction between you, your doctor, and the disability carrier in your ERISA claim. There are many players present during the course of an ERISA claim, both major and bit; you (the disabled policyholder), attorneys you've hopefully hired to represent you, doctors who are treating you, the disability carrier who proctors your plan, and others, such as administrative law judges and independent medical examination providers. These players will interact during the course of a claim, either with the goal of bolstering your chances, or the goal of finding any reason to deny your benefits. Today, host Nancy L. Cavey will discuss how three of the major players interact, and outline some of the most common questions asked when they do.

In this episode, we'll cover the following topics:

1 - The Secrets You Must Know about How to Talk with Your Doctor about Your Symptoms and Functionality in Your ERISA Disability Insurance Claim

2 - What Are the Six Things That Your Medical Records Should Address That Can Make or Break Your ERISA Disability Claim?

3 - My Doctor Doesn’t Know the Definition of Disability for Erisa Disability Purposes and Won’t Complete an APS Form. What Should I Do?

4 - Why an ERISA Disability Carrier Doctor’s Opinion Can Make or Break Your ERISA Disability Claim

5 - Should You Let the Disability Carrier or Plan Speak to Your Doctor?

6 - Should I or My Lawyer Hire My Own Consultative Doctor or IME in My ERISA Disability Claim?

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.