On this September 23rd edition of Ask the Experts with Wisconsin Capital Management, we dive into one of the most influential forces in the economy: interest rates. With the Federal Reserve announcing a quarter-point rate cut last week, we explore what this means for borrowers, savers, investors, and homeowners alike.From the Federal Funds Rate to the Prime Rate, and from short-term Treasuries to 30-year mortgages, we break down how different rates interact and why timing matters. 
Tom and Nate also discuss the yield curve, refinancing opportunities, and how rate changes can unlock housing demand and fuel economic growth.Whether you're planning for retirement, managing a business loan, or considering a home purchase, this episode will help you understand how interest rates impact your financial decisions today and in the future.
Learn more at: WISCAP.com

In this episode of Ask The Experts with Wisconsin Capital Management, Shawn is joined by Tom and Nate to break down the often confusing world of financial advisors and investment strategies. They explore key factors that influence investment success—like asset allocation, compounding, time, and risk vs. return—and emphasize the importance of evaluating whether your investments are delivering expected returns.The conversation dives into the differences between commission-based and fee-based advisors, highlighting how compensation structures can impact your overall investment performance. They discuss fiduciary duty, SEC regulations, and the importance of transparency in advisor-client relationships.Listeners will learn:

• How to identify if your advisor is a fiduciary
• What internal fees and expense ratios mean for your portfolio
• The pros and cons of annuities, mutual funds, and ETFs
• Why understanding your total cost of advice is critical to achieving your financial goals

Whether you're working with a financial planner, stock broker, or insurance agent, this episode will help you ask the right questions and make informed decisions about your financial future.