Still think you can retire pulling 10% a year from your portfolio?

Even Dave Ramsey says it’s possible — but math says otherwise:

💸 10% withdrawal = 3.3% chance your money lasts 📉 $1M portfolio gives you $40K/year (4%) 💀 That’s before taxes

Wall Street’s model is broken. The wealthy use tax-free strategies that allow 2–3x more cashflow — with less risk.

👊 Stop following failed advice. Build a retirement that actually works.

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