Ever find yourself tired, overwhelmed, and hoping this one thing will finally make everything better?

In this episode, I share a very real (and very relatable) story about chasing a “quick fix” — including a $130 pillow that promised relief but didn’t deliver. From impulse purchases to debt shortcuts, we talk about why quick fixes feel so tempting when life and money feel heavy… and why they rarely lead to lasting change.

Money struggles don’t happen overnight, and they usually can’t be fixed overnight either. Real financial peace is built over time through awareness, consistency, and a whole lot of grace.

In this episode, we cover:

• Why quick fixes are so appealing when we’re tired and overwhelmed

• How years of money habits can’t be undone with one decision

• Common money “shortcuts” that don’t actually solve the root problem

• Simple awareness exercises to help you spot overspending patterns

• Gentle boundaries you can try around categories like eating out, Amazon, or Target

• Why your financial journey is a marathon, not a sprint
  

If you’re ready to take action (without chasing another quick fix), start here:

1. Pull up your last 30 days of bank or credit card statements

2. Look for patterns without judgment

3. Identify one or two overspending categories

4. Try setting small, realistic boundaries and see how it feels
   

And if even that feels overwhelming, you don’t have to do this alone.

This is exactly what I help families with — building awareness, aligning money with values, and creating systems that actually work in real life. If you’re ready for support, reach out and let’s walk this journey togetherhttps://www.familywisefinancialcoach.com/discovery-call⁠ to schedule your free call!

Because lasting change doesn’t come from shortcuts — it comes from intentional steps taken over time.

Want a fresh start with your money? Maybe you’re ready to tackle debt, save for a vacation without relying on credit cards, or stop feeling guilty when you spend.

Resonate with you?

This episode walks you through a simple perspective shift that could change the way you manage your money and help you find real financial peace and breathing room with your money.

Rate, review, and follow on Apple podcasts at   https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future!

Click here, scroll to the bottom, and tap"Write a Review" to get started.

Thank you so much for listening to this week's episode. Be sure to tune in next week!

👉 Have a question about your money? MAKE TIME in yourschedule, and go to   https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!

👉 Want the free resource I mentioned in this week's episode? Go to   ⁠https://www.familywisefinancialcoach.com/bettersteward and enjoy!

Depending on where you are at with your financial journey you may need a financial coach, a financial advisor, or you may even need both! But if you are not sure which one OR you didn't even know there was a difference, then you gotta listen to this week's episode!

Because not only will you know who you need, but you'll also learn:

So stop reading and start listening!

Rate, review, and follow Apple podcasts at   https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these

Thank

👉 Have a question about your money? MAKE TIME in your

🆓 If you don't know how to budget

Apple: https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4

Spotify: https://open.spotify.com/show/46wwGJNRdPggkY2KLO3Ekh

My Website: https://www.familywisefinancialcoach.com/wiseupwithyourmoney

In this brand new episode, I'm talking to all my families who are struggling with an income problem. I've been there, and it's tough.

BUT, sometimes our mindset gets in the way of our actions. So if this is you, LISTEN UP because there may be a way to make progress even if you think you have an income problem.

So don't miss this episode with updates and actions for you to take to better your financial journey!

Rate, review, and follow on Apple podcasts at   https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started.

Thank you so much for listening to this week's episode. Be sure to tune in next week!

👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!

🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget:  https://www.familywisefinancialcoach.com/quickstartguide

In today's episode, we dive into how growing up, I went with the flow to fit in better and to be liked...but that lead me to $130K of consumer debt.  

WOOPS!

 So listen in to this whole story AND how I'm challenging you TODAY, to think differently than the rest of society.  

After listening to this episode, you'll walk away with:

All of this and more is in episode #55 so you don't want to miss it!  My one ask is...stop "going with the flow" so you don't end up broke like me!

👉 Have a question about your money? MAKE TIME in your schedule, and go to   ⁠https://www.familywisefinancialcoach.com/discovery-call⁠ to schedule your free call!

🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget:  ⁠https://www.familywisefinancialcoach.com/quickstartguide⁠

I recently got a HUGE wake-up call so I want to make sure you get it too if you need to.

I thought I was doing well working towards retirement. But even though I walked through most of Dave Ramsey's baby steps, we still got a wake-up call on what retirement may look like for us.

Make sure your retirement looks the way you want it to, otherwise, NOW is the time to change how it looks.

So DO NOT miss this episode because you don't want to work forever, right?!?

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Rate, review, and follow on Apple podcasts at   ⁠https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4⁠. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started. Thank you so much for listening to this week's episode. Be sure to tune in next week!

👉 Have a question about your money? MAKE TIME in your

🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget:  ⁠https://www.familywisefinancialcoach.com/quickstartguide

A favorite pulled from the archives.

As we are in the middle of tax season and bonus season, I want you know exactly what to do if you get EXTRA unplanned money. You need to WISE UP and have a plan in place and let me tell you, it's EASY. So if you want to be SMART with your money, then follow this ONE SIMPLE rule and you'll feel LESS STRESSED and MORE AT PEACE!

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If you want a FREE guide on how to start your financial journey wisely click the link: ⁠https://www.familywisefinancialcoach.com/quickstartguide⁠

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Ready to take action with YOUR money with me by your side? Go to ⁠https://www.familywisefinancialcoach.com/discovery-call⁠ to schedule your free call!

Do you have a plan when something happens to you?

If you don't have these things in place, then this is a MUST HEAR episode. Don't be an Ostrich sticking your head in the sand on this topic. Complete the "Just In Case" plan so your family is taken care of.

Rate, review, and follow on Apple podcasts at   https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started. Thank you so much for listening to this week's episode. Be sure to tune in next week!

👉 Have a question about your money? MAKE TIME in your

🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget: https://www.familywisefinancialcoach.com/quickstartguide

Is budgeting something you find difficult to do?  Well as your coach, let me just tell you, it shouldn't be hard. 

Budgeting is something that should be a quick and easy thing to look at, update, plan up coming expenses, and then close it so you can move on with your day and your life. 

So if you aren't able to do that with your current budget, and you find it to be so stressful to update, or maybe your budget just isn't true to your bank account....Well then it's time to find a new budget!

Check out this episode ASAP and follow the plan I use on my clients!

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Rate, review, and follow on Apple podcasts at   https://podcasts.apple.com/us/podcast/wise-up-with-your-money/id1566900405?uo=4. Leaving a review helps me continue to get these money-saving messages out there to families just like you looking to better your family's money future! Click here, scroll to the bottom, and tap "Write a Review" to get started. Thank you so much for listening to this week's episode. Be sure to tune in next week!

👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!

🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget:  https://www.familywisefinancialcoach.com/quickstartguide

Do you have kids who may go to college someday? It doesn't matter if they are 7, 17, or anywhere in between.  This episode is a MUST LISTEN.  Why?  Because the impact of student loans on your kids could be devastating when they graduate and start life after college. 

Trust me, I've lived it myself on how student loans can impact your life so if you have kids, join me today because I want you to be informed of how student loans can impact your kids.

👉 Have a question about your money? MAKE TIME in your schedule, and go to https://www.familywisefinancialcoach.com/discovery-call to schedule your free call!

🆓 If you don't know how to budget then go get my free quick start guide in the show notes that tells you HOW to create your first budget:  https://www.familywisefinancialcoach.com/quickstartguide

Price you pay for college-book: https://www.amazon.com/Price-You-Pay-College-Financial/dp/006286730X

Study quoted: https://www.bankrate.com/loans/student-loans/student-loan-debt-statistics/