Wise Wealth Builder

In this episode Luke and Keegan dive into the subject of emergency funds and answer questions like how many months to keep in reserve, how to hold emergency funds, and so much more! If you're working on growing as a wealth builder an emergency fund is a must have! For more information on emergency funds, check out the articles that Luke and Keegan have written at wisewealthbuilder.com. 

In this episode Luke and Keegan dive into the 50-20-30 rule which says that you should allocate 50% of your monthly income to needs, 20% to savings, and 30% to wants. They discuss the pros and cons of using ratios like this and also talk about budgeting and the importance of using a budget for building wealth. 

Jerome shares his money story and talks about the benefits of living a life without debt. 

In this episode I dive into 3 main questions you should ask yourself if you're considering refinancing your mortgage. I also give you some alternatives to refinancing that might be very beneficial to you. 

Why would you want to pay your mortgage off early? Are you even in the position to do that? When would you not want to pay your mortgage off early? How can you set yourself for homeownership to pay off your mortgage fast? How do you pay off your mortgage fast?

These are all questions that are answered on this episode that outlines how Keegan and his wife paid off their mortgage in just three years. 

In this episode Luke Miller tells us about his money story and shares some great financial wisdom. Learn from both the success and the mistakes that Luke shares to help guide you on your financial journey.