Wissam Charafeddine

How Islamic ethics fix Western capitalism

Islamic ethics for secular Western policy

Can Islamic ethics fix the West?

An Islamic Operating System for the West

The provided documents outline a legislative proposal called the American Monetary Reform Act (AMRA), which aims to transition the United States from a private, debt-based financial system to a sovereign public money system. These sources argue that the current practice of fractional reserve banking allows private institutions to create the nation's money supply through lending, leading to unstable economic cycles and soaring national debt. To resolve this, the proposed mandate would nationalize the Federal Reserve and return the exclusive authority to originate currency to the U.S. Treasury as outlined in the Constitution. A newly established independent Monetary Authority would then regulate the volume of this debt-free money to maintain stable prices and prevent inflation. Under this framework, banks would function as intermediaries of existing funds rather than creators of new credit, keeping customer transaction accounts as secure bailments. Ultimately, the proposal seeks to use this publicly created wealth to fund infrastructure, support local governments, and eliminate the federal deficit.

In his book Collective Power, Ted J. Rau provides a comprehensive guide for designing and maintaining self-organized governance systems that move beyond traditional hierarchies. The text identifies the "shadows of the past"—the power-over and power-under dynamics—and suggests how organizations can transition toward a power-with paradigm based on mutual responsibility. By utilizing real-world anecdotes, Rau illustrates how sociocracy and distributed leadership foster equity and psychological safety within groups. He emphasizes that successful collaboration requires governance literacy, which balances individual autonomy with collective alignment through transparent decision-making. The source also introduces the concept of collective common ground, explaining how shared facts and mutual understanding form the basis for group agency. Ultimately, Rau argues that intentional system design is the most significant lever for creating effective, resilient, and human-centered organizations.

The Green Party’s Eco-Socialist Economic Blueprint

UK Green Party: Banking Reform Model

PIA University Project

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