Hope Jahren is today's guest, and she is here to discuss her book, The Story of More, and how the Earth feels about the mess that we've made. Hope shares her thoughts on consumption trends and the overuse of a lot of products. How can we fix this? Decisions about small things can work exponentially.

Key Takeaways:

[1:00] Hope Jahren

[2:00] What's going on in Norway with the Coronavirus pandemic?

[2:45] Using smog levels as an indicator of how active the economy is.

[8:00] We overuse a lot of products, but are we using less of anything?

[13:00] The little changes we can make as individuals that work for the greater good.

[18:00] Our meat consumption is way over what's needed.

Websites:

thestoryofmore.com

JasonHartman.com

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Ellen Brown is today's guest here to discuss Universal Basic Income, UBI. As well, she shares some interesting details about what happens to the money when a debt is paid. How did China increase its money supply by such a large percentage in two decades?

Key Takeaways:

Guest: Ellen Brown, author of over a dozen books including, The Public Bank Solution, From Austerity to Prosperity

[2:30] What is a postal account?

[10:45] What is the end game of money spending?

[12:10] Money is lent into existence. Banks create the principal but they don't create the interest, so debt always grows faster than the money supply.

[15:00] The real economy is always short of money because there's a hole in the bucket that always drains into the financial economy.

[16:00] What is the financialized economy?

[20:20] Debt grows until it gets so high that people can't borrow anymore, so they pay down their debts instead of taking out new debts. That shrinks the money supply. That goes into deflation which goes into depression.

[22:30] Money evaporates when it pays off the debt.

[26:30] All of our money is credit. China increased its money supply by 1800% in twenty years, and they did not run into hyperinflation. Find out more.

Websites:

EllenBrown.com

PublicBankingInstitute.org

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Lisa Copeland is the co-founder and chief marketing officer of the Austin Mortgage Associates. She joins Sharon Lechter on the show today to discuss what's happening in the real estate market today. While some news claims today make blanket statements about the market due to Covid-19, Lisa shares what's happening with mortgage rates and buyer trends in Texas.

People in Texas, specifically Austin, are buying homes and not selling leading to a shortage. As Texas is an appealing place to live, the real estate is also appreciating in a huge way, making it more beneficial to hold on to a home.

The only benefit that Covid-19 has had for our country is historic low interest rates. Mortgage rates are not based on prime but they do help determine and drive what people are going to do when it comes to purchasing treasury bonds which is what mortgage rates are based on.

There are benefits to a 20 year versus a 30 year mortgage loan. Listen to find out more!

Websites:

www.austinmortgageassoc.com/

www.lisacopeland.com

[email protected]

www.sharonlechter.com/

www.jasonhartman.com

Today, Jason interviews Jessica Mah, founder of inDinero. Tune in for pro-tips on loan approval for PPP & EIDL. How can you optimize your time with loan delays, and get ahead of the game? And, don't forget to prep for the end-game of these loans, will they be forgiven? Follow the rules and we shall see.

Key Takeaways:

[1:30] Jessica Mah, founder of inDinero, helping entrepreneurs run better businesses

[2:50] PPP has run out? Only 6% of all applications have been approved by the SBA and funded.

[3:15] The SBA is saying the best option is to use the bank you are already with, although Jessica has seen more success getting a loan through smaller regional banks

[5:15] Have you seen success in getting loans with brokers?

[7:30] Every bank is accepting PPP & EIDL applications even though they're both on hold due to running out of money

[10:45] How can you be successful at getting your slice of the bailout pie?

[14:30] Pro-Tips: Show your work; have an excel spreadsheet that shows how you came to your figures

[18:30] How difficult is the one-page application?

[20:00] The Magic Question, "What is all of the information you need from me in order for the bank to formally process my loan application and submit it to the SBA?"

[22:10] This loan could be forgiven if properly played out

[23:00] Encouraged to apply for PPP & EIDL, but PPP is the better of the two options for covering big payroll sheets

Websites:

Blog.indinero.com

[email protected]

www.PandemicInvesting.Com

www.JasonHartman.com

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There's no place like home. Jason Hartman interviews Dottie Herman on her track to success, from realtor to CEO. Dottie shares her experiences in New York post 9/11, and how this affected the overall mood of New Yorkers and how they wanted to live. What kind of conclusions about shifting mindset from Covid-19 can we draw about the American home? Even banks are scared about giving housing loans with so many jobs in the air. With the current credit problems and mortgage issues, housing prices in the near future are a big question mark.

Key Takeaways:

[5:40] The current mortgage and credit problems might influence housing prices to drop

[7:20] "You don't just turn a key and everything starts all over"

[8:45] Banks are double-checking if people have jobs, they are scared they are going to get burned

[13:10] In harder times, like post 9/11, people want to be with their families, and in homes that are comfortable and accommodating of their family.

[17:00] The millennial generation has different needs and wants in a home as compared to that of the baby boomers

[21:00] "If you really want to make money, and you really want to acquire wealth, you need to own real estate"

[23:30] When compared to stocks, real estate will always be here and easier to understand

[25:00] As Dorothy said, "there's no place like home"

[27:00] Don't be afraid to fail, and don't be afraid of the word no

Websites:

DottieHerman.com

Jason Hartman University Membership

1-800-HARTMAN

www.JasonHartman.com

Jason Hartman Quick Start

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Jason interviews Chrysta Castañeda, author of The Last Trial of T. Boone Pickens. Get the oil and gas industry insight from Chysta, the go-to lawyer for high stakes litigation in the energy industry and beyond. Chrysta shares her experience with T. Boone Pickens and her knowledge of the current oil market problems.

Key Takeaways:

[1:30] What happened with Pickens and how did the investment deal go bad?

[5:40] "As we saw the financial markets plummet, so did the oil market"

[6:30] Suadi Arabia and Russia are starting a supply war with oil, which was already oversupplied

[8:30] There is a coordinated market mechanism for oil production limitations

[11:40] Brief history about the name "Railroad Commission"

[14:00] Will we shift to a larger work-from-home community?

15 plastic

Websites:

www.LastTrialofTBoonePickens.com

1-800-HARTMAN

www.JasonHartman.com

Jason Hartman Quick Start

Coronavirus Quarantine Survivor, attorney, author, and actress, Juanita Ingram joins Jason Hartman to discuss Taiwan's reaction to Coronavirus, approximately 30 days before it hit the U.S. What did Taiwan do right, and how did SARS prepare them for this problem. Born in Tennessee, and made her way through the U.K. and finally to Taiwan, hear Juanita's perspective on the differences of culture and how Coronavirus was handled.

Key Takeaways:

[1:45] What's going on in Taiwan, so close to China?

[5:00] From Wuhan Virus to COVID-19, the changes made in Taiwan, approximately 30 days ahead of the U.S.

[6:45] After Taiwan's experience with SARS, they had a pandemic plan in place. Taiwan is now being called the blueprint of what should've been done

[9:30] Taiwan's cases escalated due to the import of cases from outside of the country.

[13:30] Two ER Doctors in Atlanta, Georgia that both tested positive. One is very sick, and the other is asymptomatic.

Websites:

www.iamjuanitaingram.com

www.JasonHartman.com

Sharon Lechter joins Jason Hartman today to discuss the cashflow quadrant. What does it mean to be an employee and what does it take to be an investor? Would you rather trade your time for money or build assets that work for you? A good place to start is by surrounding yourself with people that want you to be successful. Join us today for the premier episode of Sharon Lechter, author of "Rich Dad, Poor Dad," is announced as our new co-host.

Key Takeaways:

[1:00] Women taking ownership of their own financial life

[1:25] Why is the cashflow quadrant particularly important with what's going on with the world?

[7:00] As an employee, or independent contractor, we are trading our time for money

[12:30] Surround yourself with people who want to be successful

[15:20] Books Authored by Sharon Lechter, Rich Dad Poor Dad, Think and Grow Rich for Women

[17:30] Always move forward, and find that new power of association

Websites:

www.SharonLechter.com

[email protected]

www.JasonHartman.com

1-800-HARTMAN

Jason Hartman is joined today by mortgage consultant and trainer, Jen Du Plessis. As a real estate investor, it's great to gain insight on both sides of the mortgage business. Jason and Jen discuss GSE, QM and non-QM loans, as well as the great recession and where the pendulum has moved to now. This leads to a prediction of interest rates dropping even more.

But before that, Jason offers congratulations because rent is on the rise. Listen to some average rent rates across the country and plan accordingly.

Key Takeaways:

[1:50] Investor Congratulations! Rents on the rise

[3:40] Book, "Debt, The First 5,000 Years" by David Graeber

[6:50] Not one person in a thousand can understand our monetary system

[9:00] Landlord vs tenant in NYC

[12:28] According to Yardi Matrix; About 1.5 million housing units were delivered over the last five years, and 3,000 more expected for delivery this year. A housing shortage? Yes!

[17:00] GSE: Government Sponsored Enterprise

[19:00] What's QM? And what's non-QM?

[29:16] From 2004, through the great recession, where is the pendulum now?

[30:20] Right now, the average mortgage company makes $457/loan they originate.

[32:30] Are we going to see interest rates go down even more?

Websites:

www.JasonHartman.com

Jason Hartman Quick Start Podcast

The PropertyCast

www.JenDuPlessis.com

Jason Hartman and Lisa take a look at the phenomenon that's sweeping homebuilders across the country: build to rent. It's something that's not been done before and that Jason takes as a very positive sign for renter growth moving forward. Jason and Lisa then discuss whether the differences between new builds and renovated properties before moving into some market profiles in Florida and Oklahoma City, where we are happy to be venturing back into.

Key Takeaways:

[2:34] What the build-to-rent phenomenon means the builders are thinking

[6:06] Even Toll Brothers is getting into the Build-to-Rent phenomenon

[12:05] Jason's thoughts on appreciation of new home builds vs renovated properties

[17:27] A clip on the growth going on in Florida. The new Texas?

Website:

www.JasonHartman.com/Properties