Over the last year of intermittent lockdowns, most of us have spent more time staring at the four walls of our living room than we ever thought possible. One of the biggest factors affecting someone's pandemic experience is the type of accommodation they're in, and 8.4 million people in England are living in unaffordable, insecure or unsuitable homes.

There are, however, attempts being made to help fix the problem, with promises to build new homes, a stamp duty holiday, and a new mortgage guarantee system.

To discuss the problem of unaffordable homes, and the potential solutions, Katy Balls is joined on this sponsored podcast by Thangam Debbonaire, the shadow secretary of state for housing; Natalie Elphicke, the Conservative MP for Dover and chair of the New Homes Quality Board; and Esther Dijkstra, the managing director of intermediaries at Lloyds Banking Group.

Sponsored by Lloyds Banking Group.