Word Radio

The transgender movement is based on a destructive ideology that has affected every adult and minor in every sector of American society. Our churches and communities need to understand how to address the spiritual and psychological crisis behind gender ideology. Join us as Jennifer Bauwens, a trauma therapist and researcher, and Walt Heyer, who previously identified as a woman discuss the deadly ideology of ‘transgenderism’. Discover the origins of the gender movement, hear about the psychological research used to give the appearance that the practices are evidence-based, and most importantly, how to both protect someone struggling with identity confusion and how to support someone who wants to come back to God’s design for their life after identifying as transgender.

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Wednesday, May 21, 2025

In the second hour, Buddy talks with Jay Zagorsky about Jay’s new book, The Power of Cash.

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“Take care, and be on your guard against all covetousness, for one’s life does not consist in the abundance of his possessions.” — Luke 12:15

In an age of instant gratification, getting what we want has never been easier, even if we can’t afford it. But as “Buy Now, Pay Later” (BNPL) services become increasingly popular, they’re quietly reshaping our relationship with money, debt, and even contentment. Let’s explore how these programs work, why they’re spiritually and financially dangerous, and how Scripture invites us into a better way.

Originally used for large purchases like furniture or electronics, BNPL services now allow consumers to split nearly any purchase into multiple payments—even cheeseburgers. DoorDash, for example, lets customers finance their food in four installments. The convenience may seem harmless, but it can mask deeper issues.

Companies like Klarna, Afterpay, Affirm, Zip, Sezzle, and PayPal offer these options at checkout. According to Experian, more than 80% of U.S. shoppers have used BNPL. The ease is attractive, but the long-term impact can be devastating.

BNPL makes it seem like you’re not going into debt, but that’s exactly what’s happening. Small recurring payments across multiple platforms add up fast, leading to overdraft fees, financial stress, and, in many cases, high interest rates—some as high as 36% for missed or extended payments.

A $60 DoorDash meal split into four $15 payments doesn’t seem bad—until you do it for every meal. Or take a $3,000 couch bought with a BNPL plan: one missed payment, and that couch could ultimately cost $8,000 due to fees and interest.

The Bible doesn’t shy away from warning us about the dangers of debt. Proverbs 22:7 tells us, “The borrower is the slave of the lender.” Debt isn’t just a financial issue—it can become an emotional and spiritual burden, dividing our attention and devotion.

In Luke 12:15, Jesus reminds us that “life does not consist in the abundance of possessions.” Yet BNPL feeds the lie that more stuff equals more satisfaction. Instead of trusting God to provide, we try to manufacture comfort and control through impulsive spending.

Why are we tempted to buy now and pay later? Often, it’s not out of need, but out of insecurity, impatience, or discontentment. Paul models a better path in Philippians 4:11–13: “I have learned in whatever situation I am to be content...I can do all things through him who strengthens me.”

True contentment doesn’t come from a checkout screen—it comes from trusting the Lord to provide, even when the budget feels tight.

So, how do we resist the pull of BNPL and grow in godly contentment?

Practically:

• Build margin. Save up for purchases ahead of time.
• Budget for “wants.” Use a separate category or envelope system.
• Set spending limits. Use cash or debit card to help avoid overspending.

Spiritually:

• Examine your heart. Ask: Am I trusting God, or just trying to feel better?
• Pursue contentment. Let God define your enough.
• Practice gratitude. Train your heart to see God’s provision in what you already have.

Saying no to unnecessary debt frees us to say yes to generosity. When we live with open hands and open hearts, we reflect the freedom we have in Christ—freedom from striving, fear, and scarcity. And that’s far better than four easy payments.

So next time you see a “Pay in 4” button, pause. Ask yourself: Do I really need this? Can I pay for it in full? And does this

What is MAGA natalism? At least one New York Times writer thinks that it is doomed to fail. Join Dave Zanotti, Rob Walgate and Alan C. Duncan as they discuss the birthrate and population crisis in America and around the world.

Topic: Our Mission

The Public Square® with host Dave Zanotti.

thepublicsquare.com

Release Date: Wednesday, 21st, 2025

If you’re currently facing overwhelming challenges, Psalm 27 reminds us to “Wait for the Lord, be strong and take heart.” On this episode of Know The Truth, Philip De Courcy shares how to claim and embrace the strength that only the Lord can provide.