Often times we get into a tugawar battle with our elders about what is right versus what is wrong. This is a tough spot to be in family. Lets talk about it. All praise be to the most high! Enjoy!

Its difficult to make it to our destination when walking through a minefield. Too many traps that have been set to spring in our society. Lets talk about it family! All praise be to the most high. Enjoy!

Often times we find it acceptable to buck on our responsibilities. Im here to tell you, from personal experience, that it is not. Lets talk about it family! All praise be to the most high. Enjoy!

Often times we need someone to teach us, because we don't want to be responsible for our own education. Lets talk about it family! All praise be to the most high. Enjoy!

This is a quick one family! The title says it all. Lets hit it with the breakdown. All praise be to the most high. Enjoy!

Often times we get into agreements without obtaining a full understanding of the front end and back end consequences. Lets talk about it family! All praise be to the most high. Enjoy!

Often times we don't understand the front end and back end of a transaction. This leads to poor decisions and promotes a poor transaction (for us). Lets talk about it family! All praise be to the most high. Enjoy!

Often times we obtain new things without altering our mindset. Mindset is everything family. The credit game ain't no different. Lets talk about it family! All praise be to the most high. Enjoy!

HOW we think about tools is just as important as what we do with them. Everything happens in tiers family. Every level has a new devil. Lets talk about it! All praise be to the most high. Enjoy!

Delinquencies (past debt accounts) can weigh down our credit scores like you wouldn't believe. We gotta fix that family. Lets talk about it! All praise be to the most high! Enjoy!