Worry Less. Retire More.

Worry Less. Retire More.

By All About RetirementBusinessInvesting
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Worry Less. Retire More. episodes

  • Why a Market Crash Will Not Derail Your Plan

    A market crash is one of the scariest moments for a retiree. However, history shows that these moments, while scary, do not cause financial ruin.

     

    In our second episode, host Jason Siperstein and co-host Paul McDermott are joined by Justin Fitzpatrick. Justin is co-founder and chief innovation officer of Income Lab, the only firm that provides dynamic—not static—retirement income software. Before co-founding the firm, Justin worked for 10 years in financial services, leading teams in advanced financial planning and portfolio strategy, managing development of financial technology tools, and designing and executing strategies to enter new markets. Before that he spent seven years in academia, teaching at the Massachusetts Institute of Technology (MIT); Harvard University; Queen Mary, University of London; and the University of California, Los Angeles.

     

    Listen to Jason, Paul, and Justin as they discuss the importance of “dynamic” retirement planning.

     

    Key Takeaways:

    •        Historically quick market crashes have not spelled catastrophe for retirees

    •        Have a plan for change if markets do worse (or better) than expected

    •        Retirement unfolds slowly allowing us time to adjust when needed

    22 min
  • Beyond the 4% Rule

    Welcome to the first episode of the “Worry Less, Retire More” podcast! 

    Our goal is to provide relevant and practical tips on planning for and living in retirement. In each episode, we hope to achieve this by talking about a different retirement-related topic such as sustainable spending, tax reduction strategies, Social Security claiming, and more.

    In our premier episode, your host, Jason Siperstein, President of Eliot Rose Wealth Management, with his cohost, Paul McDermott, Director of Retirement, talks about the 4% rule in retirement. 

    Let’s face it; there are a lot of “rules” to follow when one retires. And it’s no easy task to separate the ones worth following from the ones to ignore. 

    Join Jason and Paul as they cover everything you need to know about the 4% rule – from its creation to what it aims to solve. Most importantly, they go deeper and discuss the right way to interpret this standard.

    Topics Discussed:

    • What is the 4% rule?
    • The (many) issues with the 4% rule
    • What is static financial planning, and does it work?
    • A preview of our Sustainable Spending Analyzer® (SSA) 

    Closing Quote:

    “Everyone has a unique set of circumstances, a unique plan, and the market environment is constantly changing.”

    Links:

    Eliot Rose Wealth Management https://www.eliotrose.com/ 

    17 min
  • How COVID-19 Impacts Your Taxes in 2020
    Scott Libman, founder of Libman & Associates joins us to discuss how your taxes may be impacted by COVID-19 relief.
    What is the PPP?
    What is the Payroll Tax Holiday?
    What you need to know about your retirement accounts
    To contact Scott:
    Phone: 401-583-2000
    Website: https://www.libmanassocltd.com/
    36 min
  • What Boomers Need to Know About Social Security Before Retirement
    Marc Kiner and Jim Blair, co-founders of Premier Social Security Consulting and National Social Security Advisor Certificate join us to discuss Social Security:
    1. Is SS going to run out?
    2. When should I claim?
    3. And much more!
    This is a can't-miss episode for anyone thinking about claiming benefits. 
    To contact Marc or Jim:
    Website: https://www.premiersocialsecurityconsulting.com/
    Website: https://www.premiernssa.com/
    49 min
  • The Retirement Story of Bob and Robin
    We all wonder what retirement is going to be like. In this episode, we explore the real retirement journey of Bob and Robin and their valuable lessons and insights along the way.
    They share their experience about:
    Their different transitions into retirement
    Their new schedules
    What was tough vs. easy
    Advice to people contemplating their own retirement
    For more information visit us at: https://www.eliotrose.com
    35 min
  • Don't Downsize Until You Listen To This
    Amanda and Danny Ferrara - founders of Rhode to Home Real Estate - join us to discuss everything you need to know about downsizing.
    In this episode we discuss:
    1. How to get your home ready to sell
    2. What to look for next
    3. How to choose the right realtor
    To contact Rhode to Home:
    Phone: 401-702-0156
    Website: https://www.rhodetohome.com/
    22 min
  • The Signs You Are Ready to Retire
    You are financially ready to retire. But, are you mentally ready? What is your day going to look like? You have 8,000 days in retirement.
    For more information visit us at: https://www.eliotrose.com
    24 min
  • Lock it Up...Your Digital Estate
    In this short, but sweet episode we discuss your digital estate....Your Facebook profile, your email account, banking logins, cell phone and pictures...What happens to these when you're gone?
    For more information visit us at: https://www.eliotrose.com
    To visit LastPass: https://lastpass.com/
    13 min
  • Help...I've Fallen and Can't Get Up
    Deb Burton, gerontologist and founder of Senior's Choice Consulting joins us to discuss how to safely age in place.
    In this episode we discuss (1) When to get help, (2) Where to get help, and (3) Who pays for what.
    For more information visit us at: https://www.eliotrose.com
    To visit Deb Burton: https://seniorschoiceconsulting.com
    53 min

About Worry Less. Retire More.

From the publisher's feed

It's hard to find a good and unbiased source on how to plan for your retirement. Every month (or less), Jason Siperstein, CFA, CFP and Paul McDermott of Eliot Rose Wealth Management will debate,…