Have you ever looked at your bank account and wondered...

"Where did all the money go?"

You're definitely not alone.

Even with the best intentions, it's so easy to fall into spending patterns that quietly chip away at your budget and keep you stuck instead of moving toward your financial goals.

But here's the thing...

I’m not advising you to live like a monk or deprive yourself of everything you enjoy.

Rather…

I encourage you to align your spending with the life you're actually building, not the fantasy life that social media is trying to sell you.

In this practical episode of the Women of Wealth Podcast, I'm sharing the 10 spending traps that I've fallen into myself (and seen countless clients fall into) that quietly sabotage your financial progress.

Here's what you'll discover in this episode:

• Why buying clothes and shoes for your "fantasy life" is one of the biggest money drains (and how to shop for the life you're actually living)

• The truth about viral fashion trends and why "trending" isn't the same as "timeless"

• How takeout becomes an expensive default when you're tired, and my simple meal planning strategy to break this habit

• The subscription box audit that could free up $30-60 per month for your emergency fund or debt reduction

• Why buying storage solutions before decluttering is just organising clutter (and what to do instead)

• The guilt gift trap that drains your budget and teaches kids the wrong lesson about love

• How sales manipulate you into thinking you're saving money when you're actually just spending on things you don't need

• Why productivity tools won't change your life unless you actually use them consistently

• My framework for spending according to your values so every dollar moves you closer to your goals

Every dollar you spend is a vote for the future life you're building. 

The question is…

Are your purchases aligned with your values and goals, or are they just noise?

When you align your spending with what truly matters to you, staying on track becomes so much easier.

Ready to cut the financial noise and focus on what really matters?

Click here to listen now>>>

Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.

Remember lay-by?

If you're from my generation, you'll remember that when you wanted something you couldn't afford, you paid it off bit by bit... 

… but you didn't get to take it home until it was fully paid off.

These days, we have "buy now, pay later".

This gives you instant gratification with the goods in hand immediately.

And while it might seem like a harmless middle ground between not having cash and not wanting to use a credit card...

The reality is far more concerning than most people realise.

Recent research shows that 43% of buy now, pay later users made late payments in the last year alone.

Even more alarming…  

14% of users are now relying on these loans to pay for groceries and other necessities.

In this eye-opening episode of the Women of Wealth Podcast, I'm pulling back the curtain on the buy now, pay later trap that's ensnaring millions of consumers.

Here's what you'll discover in this episode:

• How buy now, pay later companies are partnering with major retailers like Big W, Kmart, and even DoorDash to make debt more accessible than ever
• Why these "small" loans are actually being treated as personal loans by lenders and how they're destroying people's borrowing capacity
• The psychological tricks these companies use to encourage impulse spending and make debt feel "manageable"
• 7 critical things you must know before using buy now, pay later services (including the hidden impact on your credit score)
• How to break free from the buy now, pay later cycle and create the life you want without accumulating debt
• My proven strategies for budgeting, finding discounts, and focusing on quality over quantity
• The 3 financial principles that will help you experience more peace and security around your money

Remember, these services might feel different from traditional debt, but make no mistake.

You are borrowing money that you'll have to pay back…

… often with serious consequences if you don't.

Don't let the convenience fool you into a financial trap that could impact your future borrowing capacity and financial freedom.

Ready to learn how to protect yourself and make smarter financial decisions?

Click here to listen now>>>

Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.

"I wish I'd started sooner."

"It's too late for me to fix my finances."

I hear these phrases all the time from women who feel like they're behind or have missed their chance at financial success.

But here's what I want you to know...

It's never too late, you're not too old, and you are absolutely not behind.

Your financial journey starts the moment you decide to take it seriously…

… and that moment can be right here, right now.

In this deeply personal episode of the Women of Wealth Podcast, I'm sharing the 7 key financial lessons that completely transformed my finances.

These are the exact lessons that took me from credit card debt to saving over $100,000 and building long-term wealth.

Some were tough to learn, some were surprising…

… but all of them are practical enough for anyone to implement.

Here's what you'll discover in this episode:

• Why building systems around your goals is more important than the goals themselves (and how to automate your way to success)
• How your circle of influence is secretly sabotaging your money mindset (and what to do about it)
• The sneaky trap of lifestyle inflation that keeps high earners broke (and my simple strategy to avoid it)
• Why delaying gratification is one of the most underrated wealth-building tools (plus my 48-hour rule that changed everything)
• The biggest mistake I made with over $50,000 of my savings (and how you can avoid it)
• How to use credit cards as a powerful financial tool instead of a dangerous crutch
• Why financial success isn't about perfection (and what you should focus on instead)

Remember, you don't need to master all seven lessons today. 

Just pick one, build the habit, and keep moving forward.

Ready to transform your finances with these seven powerful lessons?

Click here to listen now>>>

Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.

What if I told you that a high-earning accounting professional was terrified she'd end up homeless under a bridge in retirement?

Sounds impossible at first.

But that's exactly where Susan Bell found herself just months ago.

Despite earning a top marginal tax bracket income as a partner in a large accounting firm…

… Susan was living in complete financial fear.

She was making impulsive money decisions, had no real investment plan, and felt completely overwhelmed about her retirement future.

But then something changed.

In this powerful episode of the Women of Wealth Podcast, I sit down with Susan to hear her incredible transformation story.

You'll discover how she went from financial chaos to complete confidence in just a few months through the EMPOWER program.

Here's what you'll learn in this episode:

• Why being a high earner doesn't automatically make you good with money (and why this is actually liberating)
• The shocking moment Susan realised where her money was really going during a live group call
• How fear can actually paralyse you from taking action instead of motivating you
• The simple three-word investing philosophy that changed everything for Susan: Simple, Systematic, and Safe
• Why understanding your money mindset is just as important as understanding investment strategies
• How financial confidence impacts every other area of your life, not just your bank account
• The real reason why it's never too late to start building wealth, no matter your age

Susan's story proves that no matter where you're starting from…

… whether you're 44 like her, or 54, or 64…

… you can take control of your finances and create the retirement you deserve.

Ready to be inspired and learn exactly how she did it?

Click here to listen now>>>

Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.

How have you been feeling lately?

Are life's responsibilities burning you out or overwhelming you?

We can all feel like that from time to time.

And when this happens…

It’s helpful to have a total well-being plan in place.

Now…

That might sound a bit fluffy coming from a financial expert.

But I can assure you, a well-being plan is something that each and every woman absolutely needs to look at.

That's why in this episode of the Women of Wealth Podcast…

I'm sharing seven ways a wellbeing plan can benefit you, plus ideas to implement your own plan.

Specifically, you'll discover:

• How maintaining a positive mindset through journaling can act like a detox for your brain
• Why improving your physical health doesn't have to be complicated
• The mental health epidemic we're facing and how to create sustainable work-life boundaries
• The surprising benefits of strong relationships and social connections
• Why having better control over your finances is pivotal to overall well-being
• The truth about establishing a self-care routine that goes beyond bubble baths and face peels
• How achieving quality sleep can transform everything (and the nighttime routine that actually works)

Here's what I want you to remember…

If you're not well, nothing else matters because everything else falls apart.

However…

When you take care of yourself first, you can thrive in every other area of your life and give the attention that every other area deserves.

Click here to listen now>>>

Have you ever wondered how certain women become so successful?

What are their tricks to achieving greatness?

The reality is…

All successful women have certain habits and characteristics in common.

That's why in this episode of the Women of Wealth Podcast…

I'm sharing 10 habits of successful women that you can start practicing today.

Specifically, you'll discover:

• Why successful women set concrete goals using the SMART framework (and how to do it yourself)
• How to believe in yourself when self-confidence doesn't come naturally
• The power of saying no sometimes and why successful women protect their time and energy
• Why self-care isn't just a buzzword but essential for peak performance
• How having a backup plan helps you pivot when things don't go according to plan
• The crucial habit of staying on top of your finances and career to prepare for uncertainty
• Why being comfortable with "failure" is actually about learning and growing
• When to ask for and accept help without feeling guilty about it

I want you to know that your past doesn't define you.

However…

The habits you choose today absolutely can determine your future.

Ready to start implementing the habits that will transform your success?

Click here to listen now>>>

You know that feeling when you get your paycheck?

For a moment, everything feels like it's falling into place. 

You breathe a little easier. 

Maybe you treat yourself, pay some bills.

And then before you know it, you're left wondering... 

What the hell happened? 

Where did it all go?

If you’ve ever found yourself in this situation…

You're not alone. 

I've been there too, even as a financial expert.

That's why in this episode of the Women of Wealth Podcast, I'm sharing the 7 essential things you should do as soon as you get paid.

These are the exact habits I personally follow and teach that have helped me stay consistent with saving, investing and managing bills... 

… while still enjoying life.

Here’s what you’ll discover in this episode:

• How to pause before you spend anything and put yourself back in the driver's seat
• Why you must pay yourself first automatically (and how to treat it like a bill to your future self)
• Why every paycheck is a chance to move closer to your future goals (even with just $20 a month)
• The power of doing a mindset check-in every time you get paid, and the questions I ask myself
• How to set financial boundaries before you spend and create a "fun money" allowance

What changed the game for me wasn't budgeting harder or cutting out all the fun. 

Rather…

It was being intentional with how I handled my paycheck from the moment it hit my account.

Ready to transform your relationship with your paycheck and make your money work for you?

Click here to listen now>>>

"I felt like a complete idiot around finances…"

Those were the words from Dr. Larissa Rusca when she first joined our WOW Women community.

Here's a successful GP who had chaired major boards…

… led executive teams…

… and managed multi-million dollar budgets for organisations…

Yet when it came to her own money? 

She felt completely lost.

That's why I invited Larissa to share her incredible transformation story on the latest episode of the Women of Wealth Podcast.

After a devastating separation at 57, Larissa was staring down retirement with no plan, no clarity, and lawyers breathing down her neck, demanding she sign financial agreements she didn't understand.

But in just 12 months after joining our Empower program…

Everything changed.

In this episode of the Women of Wealth podcast, you'll discover:

• How Larissa went from zero financial knowledge to confidently negotiating her own home purchase
• The exact cash flow exercise that helped her understand her true income for the first time
• Why she successfully moved $2.7 million in life insurance to better terms (and how you can ask the right questions too)
• How the program helped her secure $330,000 in annual NDIS funding for her disabled son
• The money mindset breakthrough that changed everything (hint: it started with examining her parents' relationship with money)
• Why her 26-year-old daughter joined the program after watching her mum's transformation

Larissa’s story is proof that no matter where you're starting from…

… whether you're facing divorce, starting with zero, or feeling completely overwhelmed…

It's never too late to take control.

Click here to listen now>>>

"Money doesn't grow on trees."

"We can't afford that."

"Rich people are greedy."

These aren't just throwaway comments from your childhood…

They're the invisible scripts that have been running your financial decisions for decades.

And until you identify them…

… they'll keep sabotaging every goal you set.

In my latest Women of Wealth podcast episode, I dive deep into the money mindset work that changes everything.

Because here's what I've learned after 30+ years of helping women build wealth...

You can have the perfect budget, the smartest investment strategy, and the clearest financial plan.

But if your subconscious mind believes you don't deserve wealth…

You'll find a way to sabotage it every time.

That's why I'm sharing six powerful money mindset exercises that rewire how you think about money.

You'll discover:

• The unedited writing exercise that reveals your deepest money belief
• How to practice self-compassion when you make financial mistakes (we all do)
• The gratitude practice that shifts you from scarcity to abundance thinking
• Why tracking your money daily changes more than just your bank balance
• How to dream without limits and turn impossible goals into reality
• The simple way to show up for your future self every single day

Your money story doesn't have to be your money destiny.

But changing it requires looking at where it all began.

Ready to rewrite your financial future?

Click here to listen now>>>

June 30th just passed.

New financial year. 

Fresh start.

But here's what usually happens next...

You set ambitious money goals. Get excited for about two weeks…

Then life gets busy and those goals quietly fade away.

If that sounds familiar… 

Know that there's a better way.

In my latest Women of Wealth podcast episode, I share the 100-day challenge that can completely transform your financial habits.

Why 100 days?

It's long enough to see real results. Short enough to stay motivated.

And some of these challenges will blow your mind with what's possible.

Like the envelope challenge that puts $5,050 in your pocket by day 100.

Or the simple $10-a-day habit that builds your emergency fund without breaking a sweat.

You'll discover:

• The cash-only challenge that makes you physically feel every dollar you spend
• How saving just $1 a day builds the saving muscle that changes everything
• The side hustle strategy that turns 30 minutes daily into serious income
• Why making coffee at home for 100 days does more than save money
• The weekly budget ritual that puts you in complete control of your finances

These aren't overwhelming year-long resolutions that fizzle out by February.

They're focused, achievable challenges with a clear finish line.

Perfect for building momentum as we head into the new financial year.

The question is: 

Which 100-day challenge will you choose?

Click here to listen now>>>