This week, I want to thank all our listeners for your support and especially for the great questions you asked all year long.  It's because of you that this podcast is helping families to learn how to prepare for the enormous risk of needing extended care from an accident or illness, or when we simply live long enough to get old.  The best gift you can give your family is a plan to protect them when life doesn't go as planned.  I'm thankful the God led me to be able to help design these plans.  Merry Christmas and happy holidays!  We'll meet again next year!