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Borrowed Confidence challenges the idea that confidence is something you're either born with or not. In this powerful episode of Year of Profit, Joe Shortridge breaks down why confidence is often a learned behavior—and how borrowing it can help you step into strength long before you feel ready.

Many people wait for confidence before they take action. They delay starting a business, speaking up, creating content, or stepping into leadership roles because they don't "feel confident yet." This episode flips that thinking. Confidence doesn't come first—action does. And sometimes, the bridge between hesitation and momentum is borrowed confidence.

Joe explores how humans have always borrowed strength through role models, personas, and symbolic identities. From athletes and performers to entrepreneurs and leaders, stepping into a role allows people to access focus, courage, and decisiveness that may feel out of reach in everyday life. Borrowed confidence isn't pretending—it's practicing.

This episode dives deep into:

• Why confidence is a skill, not a personality trait
• How role models provide temporary decision-making frameworks
• The psychology behind alter-egos and self-distancing
• Why "fake it till you make it" is often misunderstood
• How borrowed confidence eventually becomes real, earned confidence

Listeners are guided through practical steps to create their own borrowed confidence persona—whether it's based on a real person, a fictional character, or a future version of themselves. Joe explains how naming and defining a persona can help quiet self-doubt, reduce fear, and unlock action when it matters most.

Most importantly, Borrowed Confidence reminds listeners that they are not broken or lacking—they are simply untrained. Confidence grows through repetition, exposure, and experience. The moment you act despite uncertainty is the moment confidence begins to form.

If you've ever felt capable but hesitant, inspired but stuck, or ready for more but unsure how to step forward, this episode offers a practical, empowering way to move—without waiting to feel ready.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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How much mental energy are you losing to digital clutter you barely notice anymore?

In this episode of **Year of Profit**, Joe Shortridge dives into a hidden drain on productivity, focus, and finances: **digital ghosts**—old emails, forgotten files, unused subscriptions, abandoned online accounts, and social media baggage that quietly follow us around every day.

Digital clutter isn't just annoying—it's expensive. Unread emails create mental open loops. Disorganized files waste time and attention. Forgotten subscriptions leak money month after month. And outdated online identities keep us tethered to versions of ourselves we've already outgrown.

In **Decluttering Digital Ghosts**, Joe walks listeners through a practical, mindset-driven approach to reclaiming control of their digital world—without perfectionism or overwhelm.

You'll learn:

* Why your brain treats digital clutter the same way it treats physical mess

* How unread emails and open tabs silently drain focus and decision-making ability

* A realistic strategy for taming even the most overwhelming inbox

* How digital hoarding forms—and how to let go without fear

* The real financial impact of forgotten subscriptions and unused apps

* Why your online presence affects your mental clarity and confidence

* How clearing digital clutter creates momentum, clarity, and profit

* Simple weekly, monthly, and quarterly habits to keep digital chaos from returning

This episode isn't about deleting everything or chasing inbox zero. It's about **intentional alignment**—making sure your digital environment supports the life you're actively building, not the one you've left behind.

Whether you're working toward financial independence, creative focus, or mental clarity, this episode will help you clear the invisible weight that slows progress without you even realizing it's there.

Because growth doesn't just come from adding more—it comes from removing what no longer serves you.

Clear the ghosts. Protect your attention. And move forward lighter than you were yesterday.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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Every New Year brings fresh motivation—and familiar frustration. Gym memberships spike, routines start strong, and within weeks, many people fall back into old habits. In this episode of Year of Profit, Joe Shortridge breaks down why exercise so often fails as a New Year's resolution—and how to finally make it stick.

This isn't a hype-filled fitness episode or a crash-course in extreme workouts. Instead, Joe reframes exercise as a long-term investment—one that pays dividends in energy, focus, confidence, emotional stability, and overall success. When your body is supported, everything else in life becomes easier, including your financial and personal goals.

Listeners are guided through a powerful mindset shift: exercise is not punishment for what you ate or how you look—it's a form of self-respect and identity building. Joe explains why motivation is unreliable and how discipline, systems, and personal standards create lasting change. Rather than chasing perfection, this episode emphasizes consistency, sustainability, and keeping promises to yourself.

You'll learn why starting small isn't a weakness but a strategy, and how short, manageable movement habits create momentum over time. Joe also explores the often-overlooked mental health benefits of exercise, showing how movement can reduce anxiety, manage stress, and improve emotional resilience—especially during busy or overwhelming seasons of life.

This episode outlines a realistic weekly movement system designed for real people with real responsibilities. Joe shares practical strategies for staying consistent even when motivation fades, including environmental design, habit stacking, and the powerful "never miss twice" rule.

Most importantly, this episode challenges listeners to stop viewing exercise as a temporary New Year goal and start seeing it as a lifelong standard. Exercise becomes a vote for your future self—a way to protect your energy, strengthen your discipline, and build a life that supports long-term profit in every area.

If you've ever felt stuck in the cycle of starting over every January, this episode offers a new path forward. No extremes. No guilt. Just sustainable movement, stronger identity, and the discipline to keep going long after motivation fades.

This is the year you stop quitting on yourself—and start investing in the one asset that affects everything else: you.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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A new year brings a powerful opportunity: a clean financial slate. In this episode of Year of Profit, we walk through a New Year Financial Checklist designed to help you take control of your money, eliminate unnecessary stress, and create momentum toward real financial progress.

Too many people drift into a new year hoping things will "work themselves out." But hope isn't a strategy. Clarity is. Whether you're focused on paying off debt, building savings, growing your income, or simply feeling more confident with money, this episode breaks down exactly where to start—and what to stop doing.

We begin by looking back before moving forward. Reviewing last year's finances—without judgment—is essential. What worked? What didn't? Where did your money actually go versus where you thought it went? This honest reflection creates the foundation for smarter decisions moving ahead.

Next, we tackle cash flow awareness. Knowing your monthly numbers is non-negotiable. We discuss how to list your fixed expenses, identify variable spending leaks, and determine your true financial baseline. When you know your numbers, money stops being emotional and starts becoming strategic.

From there, we move into goal setting with intention. Instead of vague resolutions like "save more" or "make more money," we focus on clear, measurable goals. You'll learn how to set one primary financial focus for the year—whether that's debt elimination, emergency savings, or income expansion—so your energy isn't scattered.

We also cover an often-overlooked step: updating and automating your systems. This includes reviewing subscriptions, renegotiating bills, adjusting automatic savings, and simplifying accounts. Small system tweaks can free up hundreds—sometimes thousands—of dollars over the course of a year.

Another key part of the checklist is risk management. We discuss reviewing insurance coverage, emergency funds, and financial safety nets to ensure one unexpected event doesn't undo your progress.

Finally, we wrap up with mindset. Money success isn't just about math—it's about behavior. We talk about adopting a "CEO mindset" for your personal finances, creating monthly check-ins, and treating your financial life like a business you're responsible for growing.

This episode isn't about perfection. It's about progress. The New Year Financial Checklist gives you a clear path forward—one step at a time—so you can stop reacting to money and start directing it.

If you're ready to make this year intentional, profitable, and less stressful, this episode will help you set the tone from day one.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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In this extended episode of Year of Profit, Joe Shortridge invites listeners to rethink one of the most overlooked tools in personal development: sleep. Far from being a luxury or something earned only after hard work, sleep is revealed as a foundational self-help practice that influences every area of life — from focus and emotional stability to creativity, confidence, and long-term success.

Joe explores why so many people feel stuck, burned out, or unmotivated despite doing "all the right things." Often, the missing piece isn't discipline or drive — it's rest. When sleep is neglected, decision-making suffers, emotional reactions intensify, productivity drops, and even personal relationships feel harder to manage. This episode reframes sleep as active preparation rather than passive downtime.

A major focus of the episode is the powerful role sleep plays in subconscious reprogramming. Joe explains how the brain naturally shifts into slower, more receptive states before and during sleep, making it an ideal time for subliminal affirmations. Listening to affirmations before bed — or quietly throughout the night — can help calm anxiety, reduce negative self-talk, and reinforce beliefs tied to confidence, abundance, and clarity. Listeners are encouraged to explore the sleep-focused affirmation content available on the Year of Profit YouTube channel as part of their nightly routine.

The episode also dives deep into practical, science-supported sleep strategies used by high performers. Topics include aligning sleep with natural 90-minute cycles, creating intentional wind-down rituals, optimizing the bedroom environment, managing caffeine intake, clearing mental clutter before bed, using morning light to reset circadian rhythms, and prioritizing consistency over perfection.

Joe further dismantles common sleep myths — such as "I'll sleep when I'm dead" or "I can catch up on weekends" — and explains how these beliefs quietly sabotage health, performance, and personal growth. The conversation closes with a guided reflection on rest, along with insights into why gentle stretching before bed and after waking can improve sleep quality, recovery, and daily energy.

This episode is a powerful reminder that sleep is not weakness — it is strategy. When rest is honored, clarity returns, motivation stabilizes, and progress becomes sustainable. If you're ready to stop running on empty and start waking up more focused, energized, and aligned, this episode may be the reset you've been searching for.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

Please hit Subscribe and tell a friend about the show.

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In this transformative episode of The Year of Profit, Joe Shortridge dives deep into a powerful concept that affects nearly every listener: The Someday Drawer. It's that place—physical or mental—where we store our dreams, goals, ideas, and intentions we swear we'll get to "someday." But as Joe explains, "someday" is not a date on the calendar. It's a delay tactic that keeps you stuck, overwhelmed, and disconnected from your true potential.

This episode uncovers why we hide our dreams away and how to finally break free from the "someday mindset." Joe explores the emotional and psychological roots behind procrastination, fear of failure, and the fantasy of the "future self" who somehow has more time, energy, and confidence than we do right now. Through relatable stories, real-life examples, and honest reflection, Joe reveals how The Someday Drawer quietly drains your confidence, steals your momentum, and convinces you that waiting is safer than starting.

Listeners will learn a clear, practical system for cleaning out The Someday Drawer, sorting what still matters, releasing what no longer fits your life, and choosing one meaningful project to begin today. Joe outlines a simple but powerful strategy called micro-starts, small actions that lower resistance and help you build momentum without feeling overwhelmed. Whether your dream is to start a business, learn a skill, improve your health, fix your finances, or repair a relationship, Joe shows you how small steps create big change.

A centerpiece of this episode is the introduction of The Today List, a three-question daily tool that keeps you focused, grounded, and moving forward. Unlike traditional to-do lists that pile on pressure, The Today List keeps your energy aligned with progress, clarity, and gratitude.

Listeners will walk away feeling inspired, empowered, and ready to take action—not someday, but today. This is a must-listen for anyone who feels stuck, overloaded with ideas, or tired of waiting for the "right time" to begin the life they want.

If you're ready to open that drawer, dust off your dormant dreams, and reclaim the life that's been waiting for you, this episode will give you the motivation and tools to get started—one small step at a time.

Tune in, share with someone who needs it, and start taking your first step toward a more intentional, more powerful, and more profitable life.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

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In this episode of The Year of Profit, Joe explores one of the most underrated tools for improving mindset, confidence, and emotional resilience: humor. While most people try to fight or silence their negative self-talk, Joe reveals a surprisingly effective alternative — laughing at it.

We all have an inner critic. That little voice in our head that judges our decisions, questions our abilities, exaggerates our flaws, and tries to convince us we're not good enough. But what most people don't realize is that this voice is rarely our true self. It's usually old programming — echoes of past criticism, fear-based thinking, or outdated beliefs. And the more seriously we take it, the louder it becomes.

This episode shows you how to flip the script.

Joe walks you through the psychology behind why humor is so powerful. When you respond to a negative thought with lightness, exaggeration, or playfulness, you weaken the emotional charge behind it. Humor interrupts the stress response, lowers anxiety, and helps your brain detach from the negative message. This technique, known as cognitive defusion, teaches your mind that the thought is not a threat — and over time, this literally rewires your brain.

Listeners will learn practical tools like:

Giving your inner critic a silly voice

Turning negative thoughts into exaggerated cartoons

Naming your inner critic something ridiculous

Narrating your struggles like a comedic documentary

Using sarcasm or playful responses to neutralize harsh thoughts

Turning mistakes into sitcom moments instead of catastrophes

Joe also breaks down how humor can boost emotional resilience, create healthier self-talk patterns, and help listeners show up more confidently in daily life. And he emphasizes that humor isn't about dismissing real challenges — it's about making your internal world easier to navigate so you can focus on growth instead of self-sabotage.

Whether you wrestle with self-doubt, perfectionism, or overthinking, this episode gives you a fresh way to reclaim your inner world. You'll walk away feeling lighter, stronger, and more capable of turning self-criticism into self-compassion — one laugh at a time.

Your mind is your greatest asset. Let's start treating it with kindness, curiosity… and a little comedy.

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you're ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.

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In this episode of The Year of Profit, we dive into one of the most transformative forces in personal and professional growth: confidence. Confidence isn't just a feeling — it's a tool, a skill, and a mindset that can unlock opportunities, improve decision-making, and propel you toward the life you truly want.

We explore how confidence is built, not born, and why it plays such a critical role in how we show up in the world. You'll learn how confidence shapes your behavior, influences how others perceive you, and even affects your ability to take risks and step out of your comfort zone. From body language to belief systems, we break down the internal and external components that create a powerful sense of self-assurance.

This episode also covers practical strategies for strengthening your confidence, including small daily habits that build inner trust, ways to rewire negative self-talk, techniques for creating "quick confidence boosts," and the mindset shifts that help you stop waiting for permission to grow. We'll talk about how confidence connects directly to earning potential, goal achievement, and long-term personal fulfillment.

Whether you're starting a new career chapter, launching a passion project, or simply wanting to step more boldly into your everyday life, this episode gives you the tools to begin unlocking your full potential — one confident step at a time.

Tune in to discover how confidence can become your greatest asset on the path to profit, purpose, and unstoppable momentum.

1. Practice gratitude and self-compassion

• Focus on what you have: Regularly write down or reflect on three things you are grateful for to shift your focus to the positive aspects of your life.
• Embrace imperfection: Accept that mistakes are a part of learning and growth. Shift your mindset from "I need to do this perfectly" to "I will do my best, and that's enough".

2. Incorporate physical activity and self-care

• Exercise regularly: Physical activity can improve your mood and outlook. Activities like walking, swimming, or yoga can help reduce stress and boost your well-being.
• Prioritize sleep and rest: Ensure you get enough sleep and take time for yourself to recharge your physical and mental health.

3. Challenge negative thinking

• Replace negative beliefs: Consciously replace negative self-talk and unhelpful thoughts with positive, helpful ones.
• Learn from failures: Instead of seeing setbacks as definitive failures, view them as opportunities to learn and improve for the future.
• Practice thought-stopping: Be mindful of your thoughts and actively stop negative thought patterns when they occur.

4. Build a supportive environment

• Connect with others: Spend time with positive people and nurture your relationships. A strong social network can reduce feelings of loneliness and isolation.
• Seek support: Don't hesitate to reach out for help from friends, family, mentors, or professionals when you need it.

5. Adopt positive habits

• Create a routine: Start your day with a consistent morning routine to set a positive and productive tone.
• Practice mindfulness: Pay attention to the present moment to help declutter your mind and find peace.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

Please hit Subscribe and tell a friend about the show.

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In this empowering episode of The Year of Profit, Joe Shortridge explores the mindset and habits that separate the truly successful from those still waiting for life to change. "How to Act Like a Millionaire" isn't about faking wealth or pretending to be something you're not — it's about becoming the kind of person who naturally attracts success, opportunity, and abundance.

Joe breaks down how small, intentional actions can rewire your confidence, focus, and even your brain's ability to notice the good around you. From dressing better to boost your self-image, to understanding why investing in quality over quantity actually saves you money and energy, this episode is packed with practical ways to elevate your everyday life.

Listeners will learn how to design powerful morning rituals that set the tone for a productive day — the same kinds of rituals millionaires and high performers use to stay grounded, focused, and clear. Joe also dives into the fascinating science of the Reticular Activating System (RAS) — the brain's natural filter that determines what you pay attention to. When you learn how to train your RAS, you can shift from seeing problems to seeing possibilities, from scarcity to abundance.

One of the most inspiring moments in this episode is the story of a woman who decided to change her energy before changing her income. Though she wasn't wealthy, she made a habit of visiting five-star hotel lobbies, buying a single cup of coffee, and spending time in that luxurious environment. Over time, she began to feel like she belonged in that world — and eventually, her outer life caught up to her inner belief.

Joe reminds us that acting like a millionaire has nothing to do with showing off or materialism. It's about mindset, energy, and intention — choosing to value yourself enough to live with purpose, care, and confidence. When you carry yourself like someone who expects good things, you begin to attract them naturally.

By the end of the episode, you'll walk away with a practical action plan for embodying success:

• Dress intentionally, not expensively.
• Buy for quality, not quantity.
• Create a morning ritual that grounds and empowers you.
• Train your brain to focus on abundance.
• Surround yourself with environments that inspire you.

Whether you're an entrepreneur, creative, or simply someone ready to grow, this episode will help you shift from waiting for success to becoming the person who creates it.

The Year of Profit podcast, hosted by Joe Shortridge, is your go-to resource for transforming every aspect of your life. As a seasoned life and financial coach, Joe brings a unique blend of personal development and financial wisdom to each episode. This podcast is designed for anyone looking to improve their mindset, boost productivity, manage stress, and achieve financial success. Whether you're striving to overcome personal challenges, build better habits, or enhance your financial literacy, The Year of Profit offers actionable strategies to help you reach your goals.

Joe's expert advice covers a wide range of topics, from mental wellness and time management to wealth-building techniques and entrepreneurial mindset. Each episode provides listeners with practical steps they can immediately apply to their daily lives, leading to long-term growth and fulfillment. Through relatable stories and proven strategies, Joe empowers you to take control of your life, create positive change, and maximize your potential.

If you're ready to take your life to the next level and start living with purpose, The Year of Profit podcast is the perfect place to begin. Tune in each week for new insights, motivation, and inspiration to start your journey toward lasting success and well-being.

Please hit subscribe and tell a friend about the show.

Click here to go to our Facebook page.

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In this powerful and deeply relatable episode of The Year of Profit, host Joe Shortridge explores one of the most overlooked forms of debt — Time Debt — the hidden cost we all pay when we procrastinate, delay, or put off the things that matter most.

We've all felt it: that growing sense of guilt, stress, and overwhelm when tasks start to pile up and opportunities slip through our fingers. Joe breaks down how every "I'll do it later" quietly compounds into emotional and mental interest — draining our energy, clarity, and focus over time.

Drawing parallels between financial and time debt, Joe reveals how every delayed task carries a hidden cost. Through psychology, neuroscience, and real-world experience, he explains how unmade decisions linger in the mind like open browser tabs, keeping us in a constant state of low-level anxiety. This episode uncovers how procrastination isn't laziness — it's emotional overload — and how guilt and shame often paralyze us from taking the very actions that would set us free.

Listeners will connect with Joe's honest and personal story about putting off launching his first podcast — and the realization that waiting for "perfect" only delayed growth and momentum. He shares how those same lessons apply to anyone feeling stuck or behind.

In the second half of the show, Joe walks you through a step-by-step process to start paying off your time debt and building what he calls time wealth. You'll learn practical tools like:

The Two-Minute Rule — a simple way to eliminate small tasks before they grow.

Time budgeting — treating your hours like money and investing them intentionally.

Micro-commitments — the power of small actions to create unstoppable momentum.

And the importance of forgiving yourself — because shame only adds more debt.

This episode will make you think differently about how you spend your time and how procrastination affects not just your productivity, but your mental health, relationships, and long-term success.

Joe reminds us that every delay today is a withdrawal from our future — and every action we take now is a deposit toward a richer, freer tomorrow.

If you've been feeling stuck, overwhelmed, or guilty about not getting enough done, this conversation will help you see that it's not too late to start fresh — and that today is the best day to take control of your time again.

Because as Joe says, "Time is the one debt you can never borrow back."

The Year of Profit podcast is a transformative resource dedicated to improving every aspect of your life. Whether you're seeking personal growth, enhanced productivity, better mental wellness, or financial success, this podcast offers actionable advice and insights to help you achieve your goals. Hosted by Joe, The Year of Profit focuses on empowering listeners to make positive changes in their daily habits, mindset, and decision-making. Each episode is packed with practical strategies and inspiring stories to guide you on your journey to a more fulfilling life. From tips on overcoming anxiety and stress to methods for boosting motivation and building lasting habits, this podcast covers a wide range of topics aimed at maximizing your potential.

Listeners can expect expert advice on self-improvement, mental health, personal development, and career growth, all while learning how to implement these strategies in their own lives. Whether you're an entrepreneur, student, or someone simply looking to make a positive shift, The Year of Profit provides the tools and knowledge you need to create long-term success and happiness. The podcast's emphasis on actionable steps ensures that every episode leaves you feeling inspired, informed, and equipped to take your life to the next level.

Tune in to The Year of Profit and discover how small, consistent improvements can lead to significant changes. If you're ready to take control of your life, enhance your productivity, and boost your well-being, this podcast is the perfect companion on your self-improvement journey. Subscribe now to start transforming your life, one episode at a time.